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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18786 reviews)

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4.93

Based on 18,786 reviews, last reviewed 16th Mar 2026

50967% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Why go anywhere else. From starting out with Monzo away from the high street banks i have been more than happy with the growth of the business. from the basic account then ... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18786)

Monzo has excellent features for their customers.

Monzo has excellent features for their customers. They provide credit and pay it back in 3 Instalments without any charge of interest this what I most like. Reviewed on: 2nd April 2025

Best Bank Account I've Had

Monzo is the best bank I've ever had, being all digital means that the app is full of useful, innovative features that are actually useful. I can't think of a feature that's missing, great for spending abroad, managing money & the flex credit card is also really easy to manage. Reviewed on: 2nd April 2025

Easy to use, easy to sort issues like refunds and lo...

Easy to use, easy to sort issues like refunds and lots of great features e.g. savings pots can be opened rapidly of different types, round ups and split payments Reviewed on: 2nd April 2025

Monzo always keep raising the bars of financial serv...

Monzo always keep raising the bars of financial services. The Bank constantly improves her system to ensure clients get value for their money. For me, Monzo is the safest banking app. They have zero tolerance for scamming and lay priority on the safety of clients money Reviewed on: 2nd April 2025

Monzo 5 star

No problems, easy banking, great information on app, helps budgeting can’t fault this bank Reviewed on: 2nd April 2025

I not had any problems with this bank

I not had any problems with this bamky Reviewed on: 2nd April 2025

Everything is smooth, quick and friendly.

Everything is smooth, quick and friendly. Reviewed on: 2nd April 2025

First class Bank, always ready to assist customers 24/7

First class Bank, always ready to assist customers 24/7 Reviewed on: 2nd April 2025

Monzo is a really convenient app to use, for every d...

Monzo is a really convenient app to use, for every day banking and travelling abroad. I especially lile how easy it is to set up savings accounts. Reviewed on: 2nd April 2025

Tech led.

Tech led. Just excellent. Easy transfer, great offers, instant international transfers, most other banks hold on to the cash for days. Great products. Reviewed on: 2nd April 2025

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