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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Never have any issues, fasted app to show transactio...

Never have any issues, fasted app to show transactions and up to date balance. Easy to move money and the perks account is brilliant offering good value for money and credit score access too! Shame we lost one of the three but still great! Reviewed on: 9th February 2026

The best card monzo its very good

The best card monzo its very good Reviewed on: 9th February 2026

The current account offerings from Monzo are fantast...

The current account offerings from Monzo are fantastic and offer a variety of price points for different account benefits. I am currently a max account holder and have been for a while, I think the monthly payment is well worth the features and extras. Customer service is fantastic, easy to use and always very helpful with the handful of situations I have had to use it. Reviewed on: 9th February 2026

Seamless user experience and great perks

Seamless user experience and great perks Reviewed on: 9th February 2026

Overall very good and my goto banking app

Overall very good and my goto banking app Reviewed on: 9th February 2026

Fab service

Fab. Easy to use. Superb live chat. Reviewed on: 9th February 2026

best bank

very good experience and great bank and awesome customer service Reviewed on: 9th February 2026

Monzo’s current account gives you access to its awar...

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges. Reviewed on: 9th February 2026

Excellent app and great benefits

Excellent app and great benefits Reviewed on: 9th February 2026

Monzo all the way!

The only current account I have. They are absolutely excellent at every aspect of banking and highly worth the upgrade to Monzo Max. Easy to use, good offers, customer service is excellent and efficient, couldn’t ask for much more. Reviewed on: 9th February 2026

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