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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Great all round experience.

5
Great all round experience.ideal for travellers, savers and those wanting a joint account or running splits with friends Reviewed on: 9th February 2026
Dawn M's avatar
Dawn M

There a good straight forward bank and the app is on...

4
There a good straight forward bank and the app is one of the better ones Reviewed on: 9th February 2026
MR S's avatar
MR S

Excelente smooth banking that are quite keen on find...

5
Excelente smooth banking that are quite keen on finding helpful ways to help you save. Fully switched to them without any issues so far. Reviewed on: 9th February 2026
Sergio's avatar
Sergio

Monzo banking is streamless, easy to use and user fr...

5
Monzo banking is streamless, easy to use and user friendly. I take my card on holiday and feel confident whdn using it Reviewed on: 9th February 2026
Alison Y's avatar
Alison Y

Monzo is a very easy to use bank I like how I can se...

5
Monzo is a very easy to use bank I like how I can see how much I have in my account at a glance and I have had no problems with it Reviewed on: 9th February 2026
Amari 's avatar
Amari

Easy to use and plenty of features

5
Never had any problems, has some great features and very easy to use app. Plenty of different options to cover all kinds of users. Reviewed on: 9th February 2026
ParamoreRyan's avatar
ParamoreRyan

Best customer service and provide best savings accou...

5
Best customer service and provide best savings accounts i.e 1p savings challenge and multiple savings ISA’s Reviewed on: 9th February 2026
Danny S's avatar
Danny S

Is simple and user friendly!

5
Is simple and user friendly! Amazing at explaining things without over complicating it! Feel I finally understand and have a grip on my finances. Reviewed on: 9th February 2026
Eilidh M's avatar
Eilidh M

All round easy to use, friendly and insightful.

4
All round easy to use, friendly and insightful. I would recommend looking into the Max benefits such as a free lunch once a month like Vitality do - anything to do with fitness/better living would be of interest to many Reviewed on: 9th February 2026
Brad M's avatar
Brad M

Love Monzo banking done right.

5
Love Monzo banking done right. Simples Reviewed on: 9th February 2026
FTP's avatar
FTP

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