Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 18,789 reviews, last reviewed 16th Mar 2026
51067% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The easiest bank account to manage The easiest bank to use, contact and sort out anything you need help with. I've been with Monzo for almost 7 years now and I just love all the accessi... Read more Reviewed on: 16th March 2026
Amanda's avatar
Amanda

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026
Mo's avatar
Mo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (18789)

Monzo's simplicity is it's strength.

4
Monzo's simplicity is it's strength. The ability to pay contacts, send money requests, split bills, and see all your bank accounts in the one app is hugely convenient. Reviewed on: 2nd April 2025

Easy to use

5
So easy to use and to engage with Monzo. A first rate financial no institution Reviewed on: 2nd April 2025

Holiday Fund

5
Great Savings account -Great way to save money away from your every day account. If it's in Monzo then I don't spend as I don't take the card with me.£1000 WOULD LOOK GREAT IN MY ACCOUNT. i WOULD RECCOMEND AND DO RECCOMEND TO MY KIDS, FAMILY \7 FRIENDS Reviewed on: 2nd April 2025

Nothing is to much trouble and 24-hour support

5
Nothing is to much trouble and 24-hour support Reviewed on: 2nd April 2025

Excellent App features and Excellent service

5
Excellent App features and Excellent service Reviewed on: 2nd April 2025

Monzo is easily the best bank I've used

5
Monzo have been excellent and easy to use, from the app, to the ease of setting up savings account with good returns. They make it very easy to get full lists of transactions and also track your spending. Applying for a credit card was super simple too. Reviewed on: 2nd April 2025

User experience is really great.

4
User experience is really great. Really trust them as a company. Very easy and simple to use. Reviewed on: 2nd April 2025

Really quick to answer questions, cards replaced sup...

5
Really quick to answer questions, cards replaced super quick , App is a pleasure to use. Package account good value for money, always feels like you are been treated fairly Reviewed on: 2nd April 2025

Amazing app

5
The app is up to date and informative. Reviewed on: 2nd April 2025

Monzo Review

4
Monzo is a good provider. The best aspect of its current account are the cashback options Reviewed on: 1st April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 832 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3058 reviews
    Monzo
    View all products