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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Very reliable and convenient banking.

5
Very reliable and convenient banking. The app is intuitive and easy to understand. Any queries have always been promptly resolved. The interest rates are also very fair and the Monzo way of banking also offers a lot of flexibility when it comes to spending. Reviewed on: 9th February 2026
Daniel T's avatar
Daniel T

Simple and straightforward.

5
Simple and straightforward. Value for money Reviewed on: 9th February 2026
Phil Southan's avatar
Phil Southan

Excellent.

5
Have been using Monzo as my main current account for a year now. Excellent, home and. abroad. The app is really easy to manoeuvre through. Love the saving pots. Reviewed on: 9th February 2026
Ste DD's avatar
Ste DD

Monzo fan

5
Monzo offers loads of great features, convenience and makes it fun to manage your money! Reviewed on: 9th February 2026
Natalia's avatar
Natalia

Been with Monzo 5 years now.

5
Been with Monzo 5 years now. Love the fact you can get your money a day early. Love the 1p saving pots Reviewed on: 9th February 2026
jenny H's avatar
jenny H

Best current account provider anywhere.

5
Best current account provider anywhere. App is amazing and customer service responsive and helpful Reviewed on: 9th February 2026
Katie Watkins's avatar
Katie Watkins

Good customer service and benefits

5
Good customer service and benefits Reviewed on: 9th February 2026
Alex Brown's avatar
Alex Brown

So many great ways to help you with your money.

5
So many great ways to help you with your money. So easy to use the app & a fantastic selection of products & incentives Reviewed on: 9th February 2026
Keef's avatar
Keef

professional; polite; efficient

5
Easy to deal with; professional; polite; efficient Reviewed on: 9th February 2026
Ann l's avatar
Ann l

Very good experience, love everything about Monzo

5
Very good experience, love everything about Monzo Reviewed on: 9th February 2026
Maureen 's avatar
Maureen

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