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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Monzo is the best banking app i’ve used.

Monzo has helped me budget and spend less money throughout the last few years of me using them. Their pots are so easy to use and understand and their perks are amazing. Free sausage roll from gregg’s and a free Railcard were my favourite from perks and it’s not expensive either. There savings accounts have excellent rates. Reviewed on: 9th February 2026

Monzo makes banking seamless.

Monzo makes banking seamless. They’re transparent and trustworthy. Customer service support time is beyond comparison. Perks such as early pay day and features like delaying a transaction incase a mistake was made are life saving. Monzo pots and virtual cards makes organising and sorting out finances a walk in the park. Monzo flex beats every other credit provider in my opinion. Monzo is banking made easy for the people. Reviewed on: 9th February 2026

User friendly banking with high focus on the custome...

User friendly banking with high focus on the customer services. Reviewed on: 9th February 2026

Banking made easy!

Banking made easy! The app makes everything so easy to use. The interest rates are great. Having all my banks shown in one place, simple to move money. Quick savings options and the perks that come with Monzo Max. It’s a no brainer for a bank account! Reviewed on: 9th February 2026

Great app, excellent customer service, never had any...

Great app, excellent customer service, never had any trouble. Oh and cash back offers are great. Reviewed on: 9th February 2026

Excellent banking service for Personnal banking

Excellent banking service for Personnal banking Reviewed on: 9th February 2026

It has been a great experience using Monzo for the p...

It has been a great experience using Monzo for the past couple of years. It has helped me in understand my spending as well as highlighting ways to improve saving. I recommend it to everyone, no matter their monetary situation. Reviewed on: 9th February 2026

Really intuitive and helpful app.

Really intuitive and helpful app. Reviewed on: 9th February 2026

Everything you need in one perfect package!

Absolutely fantastic for organisation within the mobile app. Pots make it easy to manage allowances to keep on track of expenses. Also having access to feature such as flex, investments mortgage monitoring home insurance all in the same place makes keeping track of things a breeze. Reviewed on: 9th February 2026

Excellent banking services

Gives an excellent taste of good banking services like no other. In my honest opinion, banking experiences with monzo has been smooth, effortless and hasslefree over the years that I have been banking with them and will recommend them any day and anywhere. Reviewed on: 9th February 2026

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