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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Monzo has everything I need to effectively manage my...

Monzo has everything I need to effectively manage my money, it is so handy to have pots for budgeting and saving, seeing which categories I spend most in and being able to take part in saving challenges has revolutionised my banking and financial knowledge. Couldn’t be without you Monzo!! Reviewed on: 9th February 2026

So much easier to navigate and split money so you ca...

So much easier to navigate and split money so you can physically see where it is to keep track of everything, and monthly draws are a great incentive to stay with them. Reviewed on: 9th February 2026

Fantastic bank, easy to use app, everything clear an...

Fantastic bank, easy to use app, everything clear and precise Reviewed on: 9th February 2026

Monzo make digital banking easy with a wealth of fea...

Monzo make digital banking easy with a wealth of features to help mange your money. Reviewed on: 9th February 2026

Excellent service and great exchange rates

Excellent service and great exchange rates Reviewed on: 9th February 2026

Love! Very user friendly

The app is very user friendly and you can adapt it to suit you. Love that it gives me so much control and so many insights about my money and spending habits. Would recommend to absolutely anyone! I’m currently paying for an upgraded current account plan at £3 a month and I think the added extras are well worth the money. Reviewed on: 9th February 2026

Easy to use and excellent rewards.

Easy to use and excellent rewards. Reviewed on: 9th February 2026

You should definitely get a Monzo account!

I’ve been with Monzo for many years now and they are brilliant! I started on their normal basic current account, then their premium and now Max. The benefits of the Max option are great, I get my insurance all in one place, and a free treat too! Being able to spend money on my card overseas without being charged is also a fantastic benefit, it takes the stress of making sure you have physical money out of travel and no unexpected bill at the end! The savings pots and savings accounts are so helpful in keeping money in savings and their e-cards make linking a pot to use for specific items so easy and worry free. Their interest rates are also very good on savings and on their loans. I’m a very happy Monzo customer and encourage everyone I know to consider using them too. Reviewed on: 9th February 2026

I'm a convert!

Setting up an account was very straightforward and the account app is super clear, making banking a pleasure! Reviewed on: 9th February 2026

I love the layout of the banking app and Monzo have...

I love the layout of the banking app and Monzo have really made it easy to start saving . Reviewed on: 9th February 2026

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