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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Happy lot

5
I’ve been with Monzo 4+ years and I’ve never had an issue. I’ve used my card abroad in Ireland with no issues… Reviewed on: 9th February 2026
George Dargan 's avatar
George Dargan

I’ve been using Monzo for a while now and it’s easil...

5
I’ve been using Monzo for a while now and it’s easily the best banking experience I’ve had. The app is super easy to use, payments are instant, and the spending insights make it really simple to keep track of my money. I love the instant notifications and the ability to freeze my card straight from the app if needed. Customer support has also been quick and helpful whenever I’ve contacted them. Overall, Monzo makes managing money feel simple and stress-free — exactly what a modern bank should do. Reviewed on: 9th February 2026
Lindsey G's avatar
Lindsey G

Never have any issues, fasted app to show transactio...

5
Never have any issues, fasted app to show transactions and up to date balance. Easy to move money and the perks account is brilliant offering good value for money and credit score access too! Shame we lost one of the three but still great! Reviewed on: 9th February 2026
Callum Collier's avatar
Callum Collier

The best card monzo its very good

5
The best card monzo its very good Reviewed on: 9th February 2026
Eduart v's avatar
Eduart v

The current account offerings from Monzo are fantast...

5
The current account offerings from Monzo are fantastic and offer a variety of price points for different account benefits. I am currently a max account holder and have been for a while, I think the monthly payment is well worth the features and extras. Customer service is fantastic, easy to use and always very helpful with the handful of situations I have had to use it. Reviewed on: 9th February 2026
Carl T's avatar
Carl T

Seamless user experience and great perks

5
Seamless user experience and great perks Reviewed on: 9th February 2026
Sophie O's avatar
Sophie O

Overall very good and my goto banking app

5
Overall very good and my goto banking app Reviewed on: 9th February 2026
Prem Kumar Nuvvala's avatar
Prem Kumar Nuvvala

Fab service

5
Fab. Easy to use. Superb live chat. Reviewed on: 9th February 2026
Scott McKenna's avatar
Scott McKenna

best bank

5
very good experience and great bank and awesome customer service Reviewed on: 9th February 2026
Vishal Sorthi's avatar
Vishal Sorthi

Monzo’s current account gives you access to its awar...

5
Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges. Reviewed on: 9th February 2026
Miss D's avatar
Miss D

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