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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Best Bank To Use For Everything I always use it for...

Best Bank To Use For Everything I always use it for day to day Reviewed on: 9th February 2026

Excellent budgeting tools

Using the pots and virtual cards has been enormously helpful in how I budget and stick to it, which has also helped me save Reviewed on: 9th February 2026

Best banking experience I have ever had.....

When I starting using Monzo a few years ago It became clear very early that they were a new forward thinking bank, unlike the traditional banks who are trying hard to catch Monzos customer focused approach. Will never go back to traditional banking providers, Reviewed on: 9th February 2026

Savings Pots and Virtual Cards are great!

I just love being able to set up savings pots and the fact that you can have virtual cards to pay from which has greatly helped me keep my finances in check.. Reviewed on: 9th February 2026

Very professional

Very professional all levels. They oferecer different ways to get extra money Reviewed on: 9th February 2026

11/10 never leaving Monzo

I've been with Monzo since beta launch and I've not had a single issue that wasn't cleared up easily by their extremely responsive and polite customer service agents. Pots make it very easy for me to budget each month and I'm saving more than ever. I pay for the Max account and get excellent value for money with the included benefits. Their 1p savings challenge last year was also a fun and motivating, and I enjoy the chance to have bills paid back or even my salary doubled each month! In a world of frustrating and poorly designed banking tech and worse customer service, Monzo are a breath of fresh air. Reviewed on: 9th February 2026

Had an account with monzo for a few months and it wa...

Had an account with monzo for a few months and it was the best decision I ever made Reviewed on: 9th February 2026

Monzo is so easy to use and helps me with saving bec...

Monzo is so easy to use and helps me with saving because you can easily allocate money into savings pots! It’s so much easier to send money to friends and family that other bank accounts. Reviewed on: 9th February 2026

Love Monzo plus so meant good deals

Love Monzo plus so meant good deals Reviewed on: 9th February 2026

Great card.

Great card. Love using it abroad as you get instant best rates Reviewed on: 9th February 2026

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