Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19432)

I am so happy with monzo bank account so very good a...

5
I am so happy with monzo bank account so very good and excellent service Reviewed on: 9th February 2026
Mahendra Singh's avatar
Mahendra Singh

Easily my favourite 'new bank' account

5
I have a number of 'new bank' accounts and Monzo's offering is by far the most featureful, polished, flexible and beneficial to me financially. Reviewed on: 9th February 2026
Rob F's avatar
Rob F

Monzo is the best banking app i’ve used.

5
Monzo has helped me budget and spend less money throughout the last few years of me using them. Their pots are so easy to use and understand and their perks are amazing. Free sausage roll from gregg’s and a free Railcard were my favourite from perks and it’s not expensive either. There savings accounts have excellent rates. Reviewed on: 9th February 2026
KayCey O's avatar
KayCey O

Monzo makes banking seamless.

5
Monzo makes banking seamless. They’re transparent and trustworthy. Customer service support time is beyond comparison. Perks such as early pay day and features like delaying a transaction incase a mistake was made are life saving. Monzo pots and virtual cards makes organising and sorting out finances a walk in the park. Monzo flex beats every other credit provider in my opinion. Monzo is banking made easy for the people. Reviewed on: 9th February 2026
Jay's avatar
Jay

User friendly banking with high focus on the custome...

5
User friendly banking with high focus on the customer services. Reviewed on: 9th February 2026
Clifton's avatar
Clifton

Banking made easy!

5
Banking made easy! The app makes everything so easy to use. The interest rates are great. Having all my banks shown in one place, simple to move money. Quick savings options and the perks that come with Monzo Max. It’s a no brainer for a bank account! Reviewed on: 9th February 2026
Jason L's avatar
Jason L

Great app, excellent customer service, never had any...

5
Great app, excellent customer service, never had any trouble. Oh and cash back offers are great. Reviewed on: 9th February 2026
Weeg's avatar
Weeg

Excellent banking service for Personnal banking

5
Excellent banking service for Personnal banking Reviewed on: 9th February 2026
ZB's avatar
ZB

It has been a great experience using Monzo for the p...

5
It has been a great experience using Monzo for the past couple of years. It has helped me in understand my spending as well as highlighting ways to improve saving. I recommend it to everyone, no matter their monetary situation. Reviewed on: 9th February 2026
Daniel L's avatar
Daniel L

Really intuitive and helpful app.

5
Really intuitive and helpful app. Reviewed on: 9th February 2026
Joseph T's avatar
Joseph T

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill