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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

A great bank who make it easy to handle finances and...

A great bank who make it easy to handle finances and reward you for being a part of their bank. Reviewed on: 9th February 2026

Day are amazing great customer service always keepin...

Day are amazing great customer service always keeping your security of your account and helping when this problems I just can’t fault. Great, bank great app. Reviewed on: 9th February 2026

My monzo review

Monzo provides great customer service as well as being feature packed yet simple to use, furthermore monzo provides great perks for whomever subscribes to there perks Reviewed on: 9th February 2026

Monzo are the best!

Great service, makes it much easier to manage my money and to budget. Lots of information and helpful hints & tips. Monzo app interface is great on iPhone. Reviewed on: 9th February 2026

Best decision ever made migrating to Monzo

I decided to move over my existing current account to Monzo as I’d used it as a cash card for a few years. I was looking to reduce my carbon footprint, I decided to just go to Monzo to keep things in one place. Opened a joint account to on it with my partner. Best decision I’ve ever made. The features and money saving tools are so innovative and I feel like it’s making managing my money so much easier than my previous bank. I could not recommend them enough. Reviewed on: 9th February 2026

Great banking app and so simple to use.

Great banking app and so simple to use. Credit card using flex account is also amazing and offer a great 3 payments repayment style and the perks through Monzo plus are amazing Reviewed on: 9th February 2026

I love using monzo

I love using monzo, it’s such an easy and useful service as a bank. Being able to easy request and sent money between friends and have a split if we’re on holiday. It’s just perfect for what I need. Reviewed on: 9th February 2026

Fantastic, brill service and very easy to use!

Fantastic, brill service and very easy to use! Would happily recommend monzo to anyone. The cashback and investments are great features too Reviewed on: 9th February 2026

Fun and easy

Easy to use, great incentives, can view multiple resources in one place Reviewed on: 9th February 2026

User friendly and great value

I find the app very easy to navigate and understand. I always know exactly where my money is and how much is due to go out. It links well with my other accounts enabling me to monitor everything from one place. Reviewed on: 9th February 2026

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