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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Everything you need in one perfect package!

5
Absolutely fantastic for organisation within the mobile app. Pots make it easy to manage allowances to keep on track of expenses. Also having access to feature such as flex, investments mortgage monitoring home insurance all in the same place makes keeping track of things a breeze. Reviewed on: 9th February 2026
Sam N's avatar
Sam N

Excellent banking services

5
Gives an excellent taste of good banking services like no other. In my honest opinion, banking experiences with monzo has been smooth, effortless and hasslefree over the years that I have been banking with them and will recommend them any day and anywhere. Reviewed on: 9th February 2026
Ajibola O's avatar
Ajibola O

Monzo has everything I need to effectively manage my...

5
Monzo has everything I need to effectively manage my money, it is so handy to have pots for budgeting and saving, seeing which categories I spend most in and being able to take part in saving challenges has revolutionised my banking and financial knowledge. Couldn’t be without you Monzo!! Reviewed on: 9th February 2026
Sophie's avatar
Sophie

So much easier to navigate and split money so you ca...

5
So much easier to navigate and split money so you can physically see where it is to keep track of everything, and monthly draws are a great incentive to stay with them. Reviewed on: 9th February 2026
Charlotte's avatar
Charlotte

Fantastic bank, easy to use app, everything clear an...

5
Fantastic bank, easy to use app, everything clear and precise Reviewed on: 9th February 2026
CAROL S's avatar
CAROL S

Monzo make digital banking easy with a wealth of fea...

5
Monzo make digital banking easy with a wealth of features to help mange your money. Reviewed on: 9th February 2026
James H's avatar
James H

Excellent service and great exchange rates

5
Excellent service and great exchange rates Reviewed on: 9th February 2026
Harishchandra P's avatar
Harishchandra P

Love! Very user friendly

5
The app is very user friendly and you can adapt it to suit you. Love that it gives me so much control and so many insights about my money and spending habits. Would recommend to absolutely anyone! I’m currently paying for an upgraded current account plan at £3 a month and I think the added extras are well worth the money. Reviewed on: 9th February 2026
Caitlin A's avatar
Caitlin A

Easy to use and excellent rewards.

5
Easy to use and excellent rewards. Reviewed on: 9th February 2026
Sean M's avatar
Sean M

You should definitely get a Monzo account!

5
I’ve been with Monzo for many years now and they are brilliant! I started on their normal basic current account, then their premium and now Max. The benefits of the Max option are great, I get my insurance all in one place, and a free treat too! Being able to spend money on my card overseas without being charged is also a fantastic benefit, it takes the stress of making sure you have physical money out of travel and no unexpected bill at the end! The savings pots and savings accounts are so helpful in keeping money in savings and their e-cards make linking a pot to use for specific items so easy and worry free. Their interest rates are also very good on savings and on their loans. I’m a very happy Monzo customer and encourage everyone I know to consider using them too. Reviewed on: 9th February 2026
Zoe G's avatar
Zoe G

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