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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

The easiest way to bank

Very easy to set up an account and access all of your information and money. Great app, brilliant perks. I like how they keep you informed of any financial disputes and you can see what’s in progress. The easiest way to manage your money. Reviewed on: 9th February 2026

Easy to use and everything is really clear.

Easy to use and everything is really clear. Great customisation options. Looks great and is very flexible for the customer. I also like that they aren’t very pushy when it comes to selling you products. Reviewed on: 9th February 2026

Great customer experience, responsive and user friendly

Great customer experience, responsive and user friendly. AlL through my time with Monzo, I've never had any issues. The customer service desk in particular are very responsive and customer centric. Reviewed on: 9th February 2026

Had no issues at all.

Had no issues at all. If I request to withdraw money from a website, it comes in immediately. I love the design of the the bank card, no issues with the card too. There aren't really any bad charges for when I am abroad. I can spend money easily abroad. No issues there too. Overall, just a great bank! Reviewed on: 9th February 2026

Monzo is a great bank

Monzo is a great bank with a great app and good service. Reviewed on: 9th February 2026

Allows me to have constant access to my account with...

Allows me to have constant access to my account with no issue and is an amazing bank with saving options Reviewed on: 9th February 2026

Best bank I have had.

Best bank I have had. I like the pots really helps with organising money Reviewed on: 9th February 2026

Great app, plenty of offers and looks after my finan...

Great app, plenty of offers and looks after my financial needs Reviewed on: 9th February 2026

The Monzo Max account is such good value for money,...

The Monzo Max account is such good value for money, I get a railcard, multiple insurances and better interest rates for a small monthly fee! Reviewed on: 9th February 2026

Never had any issue in these 4 years always resolved...

Never had any issue in these 4 years always resolved issues quickly Reviewed on: 9th February 2026

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