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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Excellent service and customer service.

Excellent service and customer service. Reviewed on: 9th February 2026

Great service and support, meeting all my individual...

Great service and support, meeting all my individual needs. which allows financial freedom Reviewed on: 9th February 2026

Excellent bank that cares

Monzo has helped me build my credit up, amazing bank that values customers. Offers assistance and listens to you.They offered my son a card which was very easy for him to use, I can monitor too as a parent and for free. Highly professional and will not swap Monzo bank for anything. Monzo is my forever bank. Reviewed on: 9th February 2026

Just Excellent!

Only been worn Monzo a year and wish id switched sooner, from the instant spending insights, to access to savings products without jumping through hoops, Monzo has transformed my day to day banking Reviewed on: 9th February 2026

Monzo is great!

Monzo has helped me control my money and keep an eye on my bills and how I’m spending day to day. It’s genuinely made my life easier. The perks on top are a nice bonus Reviewed on: 9th February 2026

Monzo has great features

I switched to Monzo about a year ago and It just feels a lot more useful than other banks. I really like the pots set up, I used to have everything in one big pile or had to move them between multiple different accounts, Now, as soon as I get paid, I move chunks into different Pots. I have one for bills and set my direct debits to come from there. The 1p Saving Challenge. I’m terrible at manually putting money into savings, so I started the 1p Challenge through the app. Reviewed on: 9th February 2026

Monzo just makes everything so easy

Monzo just makes everything so easy, I can track my spending, divide it up, the interface is clear, user friendly and makes such a difference when you are busy and need a quick overview of things Reviewed on: 9th February 2026

Amazing bank that works for you

Amazing bank. Plenty of benefits to the monthly fee. Really helps me manage my money Reviewed on: 9th February 2026

Great Service

Is really good, actually the app is super friendly to use. The only time I had a problem, they solve it immediately. it's been a great user experience for now. Reviewed on: 9th February 2026

Brilliant service

Brilliant service and value for money Reviewed on: 9th February 2026

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