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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Easy to set up, free holiday and phone insurance and...

5
Easy to set up, free holiday and phone insurance and breakdown cover on Monzo Max, and refer a friend has put free money in my account, lots of cashback offers too Reviewed on: 9th February 2026
Jackie W's avatar
Jackie W

Amazing Customer Service and Quick TAT

5
I had an issue with Fraud. Raise the issue within the App. Customer service is very helpful and quick. I got the card replacement the next day! How amazing that is. Reviewed on: 9th February 2026
eljayson's avatar
eljayson

A great bank who make it easy to handle finances and...

5
A great bank who make it easy to handle finances and reward you for being a part of their bank. Reviewed on: 9th February 2026
Jamie T's avatar
Jamie T

Day are amazing great customer service always keepin...

5
Day are amazing great customer service always keeping your security of your account and helping when this problems I just can’t fault. Great, bank great app. Reviewed on: 9th February 2026
GHOST 1 GHOST 1's avatar
GHOST 1 GHOST 1

My monzo review

5
Monzo provides great customer service as well as being feature packed yet simple to use, furthermore monzo provides great perks for whomever subscribes to there perks Reviewed on: 9th February 2026
rune_boi 125's avatar
rune_boi 125

Monzo are the best!

5
Great service, makes it much easier to manage my money and to budget. Lots of information and helpful hints & tips. Monzo app interface is great on iPhone. Reviewed on: 9th February 2026
Eddie M's avatar
Eddie M

Best decision ever made migrating to Monzo

5
I decided to move over my existing current account to Monzo as I’d used it as a cash card for a few years. I was looking to reduce my carbon footprint, I decided to just go to Monzo to keep things in one place. Opened a joint account to on it with my partner. Best decision I’ve ever made. The features and money saving tools are so innovative and I feel like it’s making managing my money so much easier than my previous bank. I could not recommend them enough. Reviewed on: 9th February 2026
Scott T's avatar
Scott T

Great banking app and so simple to use.

5
Great banking app and so simple to use. Credit card using flex account is also amazing and offer a great 3 payments repayment style and the perks through Monzo plus are amazing Reviewed on: 9th February 2026
Adam G's avatar
Adam G

I love using monzo

5
I love using monzo, it’s such an easy and useful service as a bank. Being able to easy request and sent money between friends and have a split if we’re on holiday. It’s just perfect for what I need. Reviewed on: 9th February 2026
Emily C's avatar
Emily C

Fantastic, brill service and very easy to use!

5
Fantastic, brill service and very easy to use! Would happily recommend monzo to anyone. The cashback and investments are great features too Reviewed on: 9th February 2026
Daniel R's avatar
Daniel R

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