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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Excellent in all ways.

Excellent in all ways. Pots, virtual cards, cashback, savings, double payday, billsback and most important of all, friendly and courteous customer service. Reviewed on: 9th February 2026

Practical, Member Benefits, Great App

I love the pots and how I can organise my money. I’m also subscribed to Monzo Max, the highest tier membership package, which provides free railcard, discounted lounge access at the airport, credit score insights, phone-travel insurance and much more. All of those have been great features. I love how practical all features are on the app. Reviewed on: 9th February 2026

Best bank around, couldn’t be happier with the servi...

Best bank around, couldn’t be happier with the services Reviewed on: 9th February 2026

Monzo is very easy to use! Love it

Monzo is very easy to use, and I love being able to see what I’m spending and where in such a clear layout. Monzo is great to use abroad as well, both for paying by card and taking out cash. Being able to split payments, or send payment request links makes this the obvious choice when out with friends. Highly recommend using Monzo! Reviewed on: 9th February 2026

Monzo is very easy to use

Monzo is very easy to use, it offers a huge variety of services. The services on offer are easy to understand and there is good information to help inform decisions. Reviewed on: 9th February 2026

User friendly!

Always find Monzo helpful and such a user friendly experience on the app. Reviewed on: 9th February 2026

Easy and informative!

The Monzo App is very easy to use and you can tell Monzo is really trying to explain things as simple as possible. I am usually clueless with money but through Monzo I understand better about savings and other things. I love the little perks such as cash backs as well. Reviewed on: 9th February 2026

Pots are great

Love the pots to allow me to put money into different ones for bills and events. Also love doing the 1p saving initiative from my current account. it’s great that you can get info about direct debits coming up on your account to remind you to have money and in some cases money going in your account your account from salary can be put in to your account the day before. Reviewed on: 9th February 2026

Ive been with Monzo for many years now i love how in...

Ive been with Monzo for many years now i love how innovative they are and how for someone who is still learning finacial literacy thry make it easy and interactive to understand and allows me to educate the kids also. Reviewed on: 9th February 2026

Its been nothing short of perfect.

Its been nothing short of perfect...i love my experience banking with monzo Reviewed on: 9th February 2026

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