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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Fun and easy

5
Easy to use, great incentives, can view multiple resources in one place Reviewed on: 9th February 2026
Nikki G's avatar
Nikki G

User friendly and great value

5
I find the app very easy to navigate and understand. I always know exactly where my money is and how much is due to go out. It links well with my other accounts enabling me to monitor everything from one place. Reviewed on: 9th February 2026
James O's avatar
James O

The easiest way to bank

5
Very easy to set up an account and access all of your information and money. Great app, brilliant perks. I like how they keep you informed of any financial disputes and you can see what’s in progress. The easiest way to manage your money. Reviewed on: 9th February 2026
Ruth S's avatar
Ruth S

Easy to use and everything is really clear.

5
Easy to use and everything is really clear. Great customisation options. Looks great and is very flexible for the customer. I also like that they aren’t very pushy when it comes to selling you products. Reviewed on: 9th February 2026
Joseph G's avatar
Joseph G

Great customer experience, responsive and user friendly

5
Great customer experience, responsive and user friendly. AlL through my time with Monzo, I've never had any issues. The customer service desk in particular are very responsive and customer centric. Reviewed on: 9th February 2026
Rukky O's avatar
Rukky O

Had no issues at all.

5
Had no issues at all. If I request to withdraw money from a website, it comes in immediately. I love the design of the the bank card, no issues with the card too. There aren't really any bad charges for when I am abroad. I can spend money easily abroad. No issues there too. Overall, just a great bank! Reviewed on: 9th February 2026
Alfie B's avatar
Alfie B

Monzo is a great bank

5
Monzo is a great bank with a great app and good service. Reviewed on: 9th February 2026
Ash Harman's avatar
Ash Harman

Allows me to have constant access to my account with...

5
Allows me to have constant access to my account with no issue and is an amazing bank with saving options Reviewed on: 9th February 2026
James B's avatar
James B

Best bank I have had.

5
Best bank I have had. I like the pots really helps with organising money Reviewed on: 9th February 2026
Sean G's avatar
Sean G

Great app, plenty of offers and looks after my finan...

5
Great app, plenty of offers and looks after my financial needs Reviewed on: 9th February 2026
Nicola Matthews's avatar
Nicola Matthews

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