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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

60% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Easy to use and intuitive!

Easy to use and intuitive! The Max benefits package is attractive. There’s definitely something for everyone. Would recommend to all. Reviewed on: 9th February 2026

I love how easy the banking app is to use and that I...

I love how easy the banking app is to use and that I can split my money easily so I can see what I have to spend and the perks of being a max member are things people actually need and want Reviewed on: 9th February 2026

Every interaction with them is seamless.

Every interaction with them is seamless, from arranging a temporary transferlimit increase to sorting out savings etc. Reviewed on: 9th February 2026

Very easy to use and has improved visibility of my f...

Very easy to use and has improved visibility of my finances Reviewed on: 9th February 2026

Highly recommend

Since joining in 2019 I have had nothing but excellent service and support from the company, highly recommend Reviewed on: 9th February 2026

Monzo are amazing!

Monzo are amazing, contacting customer services is quick and easy. The app is hands down the best banking app I have used with great features (and they keep brining out new features). Reviewed on: 9th February 2026

Monzo are for about two 2 1/2 years now never had a...

Be with Monzo for about two 2 1/2 years now never had a problem. I think it's amazing use one. I'm on holiday and my kids uses they're away so yes Monzo was the best thing I ever ever got. Reviewed on: 9th February 2026

Good survive, great experience best bank Iv been wit...

Good survive, great experience best bank Iv been with by far everything is simple and easy to use Reviewed on: 9th February 2026

Very friendly.

Very friendly. App easy to use and lots of tips to help with any products that you need Reviewed on: 9th February 2026

Amazing monzo!

Greatest bank around by far! They go above an beyond to help sort any issues out, they get you your money back from consumers when things go wrong. Reviewed on: 9th February 2026

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