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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

The Monzo Max account is such good value for money,...

5
The Monzo Max account is such good value for money, I get a railcard, multiple insurances and better interest rates for a small monthly fee! Reviewed on: 9th February 2026
Mari R's avatar
Mari R

Never had any issue in these 4 years always resolved...

5
Never had any issue in these 4 years always resolved issues quickly Reviewed on: 9th February 2026
Hina T's avatar
Hina T

Excellent service and customer service.

5
Excellent service and customer service. Reviewed on: 9th February 2026
Su's avatar
Su

Great service and support, meeting all my individual...

5
Great service and support, meeting all my individual needs. which allows financial freedom Reviewed on: 9th February 2026
Lucinda Rawana's avatar
Lucinda Rawana

Excellent bank that cares

5
Monzo has helped me build my credit up, amazing bank that values customers. Offers assistance and listens to you.They offered my son a card which was very easy for him to use, I can monitor too as a parent and for free. Highly professional and will not swap Monzo bank for anything. Monzo is my forever bank. Reviewed on: 9th February 2026
Ngozi Patricia Okere 's avatar
Ngozi Patricia Okere

Just Excellent!

5
Only been worn Monzo a year and wish id switched sooner, from the instant spending insights, to access to savings products without jumping through hoops, Monzo has transformed my day to day banking Reviewed on: 9th February 2026
CJ's avatar
CJ

Monzo is great!

5
Monzo has helped me control my money and keep an eye on my bills and how I’m spending day to day. It’s genuinely made my life easier. The perks on top are a nice bonus Reviewed on: 9th February 2026
Callum M's avatar
Callum M

Monzo has great features

5
I switched to Monzo about a year ago and It just feels a lot more useful than other banks. I really like the pots set up, I used to have everything in one big pile or had to move them between multiple different accounts, Now, as soon as I get paid, I move chunks into different Pots. I have one for bills and set my direct debits to come from there. The 1p Saving Challenge. I’m terrible at manually putting money into savings, so I started the 1p Challenge through the app. Reviewed on: 9th February 2026
Callum T's avatar
Callum T

Monzo just makes everything so easy

5
Monzo just makes everything so easy, I can track my spending, divide it up, the interface is clear, user friendly and makes such a difference when you are busy and need a quick overview of things Reviewed on: 9th February 2026
Adam's avatar
Adam

Amazing bank that works for you

5
Amazing bank. Plenty of benefits to the monthly fee. Really helps me manage my money Reviewed on: 9th February 2026
Harry's avatar
Harry

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