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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Great Service

5
Is really good, actually the app is super friendly to use. The only time I had a problem, they solve it immediately. it's been a great user experience for now. Reviewed on: 9th February 2026
MPC's avatar
MPC

Brilliant service

5
Brilliant service and value for money Reviewed on: 9th February 2026
Abdoulie C's avatar
Abdoulie C

Excellent in all ways.

5
Excellent in all ways. Pots, virtual cards, cashback, savings, double payday, billsback and most important of all, friendly and courteous customer service. Reviewed on: 9th February 2026
Rob L's avatar
Rob L

Practical, Member Benefits, Great App

5
I love the pots and how I can organise my money. I’m also subscribed to Monzo Max, the highest tier membership package, which provides free railcard, discounted lounge access at the airport, credit score insights, phone-travel insurance and much more. All of those have been great features. I love how practical all features are on the app. Reviewed on: 9th February 2026
Koray S's avatar
Koray S

Best bank around, couldn’t be happier with the servi...

5
Best bank around, couldn’t be happier with the services Reviewed on: 9th February 2026
Megan k's avatar
Megan k

Monzo is very easy to use! Love it

5
Monzo is very easy to use, and I love being able to see what I’m spending and where in such a clear layout. Monzo is great to use abroad as well, both for paying by card and taking out cash. Being able to split payments, or send payment request links makes this the obvious choice when out with friends. Highly recommend using Monzo! Reviewed on: 9th February 2026
Rain B's avatar
Rain B

Monzo is very easy to use

5
Monzo is very easy to use, it offers a huge variety of services. The services on offer are easy to understand and there is good information to help inform decisions. Reviewed on: 9th February 2026
Jude Hughes's avatar
Jude Hughes

User friendly!

5
Always find Monzo helpful and such a user friendly experience on the app. Reviewed on: 9th February 2026
Fran's avatar
Fran

Easy and informative!

5
The Monzo App is very easy to use and you can tell Monzo is really trying to explain things as simple as possible. I am usually clueless with money but through Monzo I understand better about savings and other things. I love the little perks such as cash backs as well. Reviewed on: 9th February 2026
RM's avatar
RM

Pots are great

5
Love the pots to allow me to put money into different ones for bills and events. Also love doing the 1p saving initiative from my current account. it’s great that you can get info about direct debits coming up on your account to remind you to have money and in some cases money going in your account your account from salary can be put in to your account the day before. Reviewed on: 9th February 2026
Ellen Mcpake's avatar
Ellen Mcpake

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