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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

60% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

User firendly

Really easy to navigate, user friendly with lots of functionality Reviewed on: 9th February 2026

Been with Monzo for over 3 years and not regretted a...

Been with Monzo for over 3 years and not regretted a single day! Fantastic savings and transparency Reviewed on: 9th February 2026

Best Bank!

Rewards are great - best exchange rates / perks is good cos of its pots and savings etc / communicate any changes in a transparent and friendly way Reviewed on: 9th February 2026

I’ve banked with Monzo for 4 years, I’ve never had a...

I’ve banked with Monzo for 4 years, I’ve never had an issue with them. Amazing plan options. Reviewed on: 9th February 2026

Great Help and Excellent support

every time i have had any issues regarding a false payment or a question about a transaction or delay in refund i have got excellent help from the monzo team. on top of that even if i was unsure in a situation i was able to quickly get information about what to do without any hassle or inconvenience. Reviewed on: 9th February 2026

After using Lloyd’s and co op bank for many years Mo...

After using Lloyd’s and co op bank for many years Monzo surpass in every way. The app is excellent! Reviewed on: 9th February 2026

I have never had a negative experience with Monzo.

I have never had a negative experience with Monzo. Support, Features, everything has always been working nicely. Reviewed on: 9th February 2026

Monzo has been a real help to understanding money

Monzo has been a real help to understanding and having visibility of my finances. The trends feature, the pots and the flexibility and ease that you can move money around is so helpful. The reminders and tips have really helped me learn. Reviewed on: 9th February 2026

I love Monzo features, interface, and ease of use.

I love Monzo features, interface, and ease of use. Every interaction I’ve had with customer services has been efficient Reviewed on: 9th February 2026

Very good & efficient bank, lots of rewards and very...

Very good & efficient bank, lots of rewards and very modern. Reviewed on: 9th February 2026

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