Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19432)

Ive been with Monzo for many years now i love how in...

5
Ive been with Monzo for many years now i love how innovative they are and how for someone who is still learning finacial literacy thry make it easy and interactive to understand and allows me to educate the kids also. Reviewed on: 9th February 2026
Adele J's avatar
Adele J

Its been nothing short of perfect.

5
Its been nothing short of perfect...i love my experience banking with monzo Reviewed on: 9th February 2026
Chiechefu G's avatar
Chiechefu G

Easy to Use, Easy to Invest, Easy to extract History...

5
Easy to Use, Easy to Invest, Easy to extract History, Extra Perks, Easy for daily life. Reviewed on: 9th February 2026
Syed Mouzam's avatar
Syed Mouzam

Would not use any bank other than Monzo now.

5
Would not use any bank other than Monzo now. The app is incredibly user friendly, packed with helpful features and has helped me improve my financial position. Reviewed on: 9th February 2026
Callum W's avatar
Callum W

Monzo is easily the best bank I have been a member o...

5
Monzo is easily the best bank I have been a member of A1 services Reviewed on: 9th February 2026
Wayne M's avatar
Wayne M

Banking the way I want to bank

5
Monzo enables me to manage my money how I want to, there is always help on hand and easy to access. Reviewed on: 9th February 2026
Kal W's avatar
Kal W

I opened a Monzo account initially to use as my seco...

5
I opened a Monzo account initially to use as my secondary bank for my everyday spending. Since then, I upgraded to their Max account and opened up savings accounts/pots. Fantastic service, fantastic bank. Highly recommend. Reviewed on: 9th February 2026
Joshua B's avatar
Joshua B

A really great service / good rates of interest and...

5
A really great service / good rates of interest and is has unique features helping you budget using potshp is available through a responsive on line chat / I am more than happy Reviewed on: 9th February 2026
Mrs A's avatar
Mrs A

Can’t fault them better than banks I’ve had up until...

5
Can’t fault them better than banks I’ve had up until joining monzo. Reviewed on: 9th February 2026
Brian M's avatar
Brian M

Outstanding Banking Experience!

5
Monzo has completely transformed the way I manage my money. From the moment you open the app, everything feels intuitive, fast, and genuinely designed around real life—not outdated banking habits. The app is incredibly user-friendly, with instant notifications, clear spending breakdowns, and smart budgeting tools that actually help you stay in control. Features like Pots, bill splitting, and real-time balance updates make day-to-day banking effortless. I especially appreciate how transparent Monzo is—no hidden fees, no confusing jargon, just clear and honest banking. Customer support is another standout. Whenever I’ve needed help, responses have been quick, friendly, and genuinely helpful, which is rare in banking. Security features like instant card freezing and spending controls also give real peace of mind. Monzo doesn’t just feel like a bank—it feels like a modern financial companion that’s constantly improving and listening to its users. I wouldn’t go back to a traditional bank after using it. Highly recommended to anyone who wants simple, smart, and stress-free banking. Reviewed on: 9th February 2026
JM's avatar
JM

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill