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Monzo: Current account reviews

4.93
Based on 18,792 reviews, last reviewed 17th Mar 2026
51167% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo was a great bank and I wish they were in Austr... Monzo was a great bank and I wish they were in Australia - our online banks aren’t nearly at the same level… yet! Reviewed on: 17th March 2026
Al's avatar
Al

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026
Mo's avatar
Mo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18792)

Monzo offers transparency with banking so much more...

5
Monzo offers transparency with banking so much more than the usual high street banks. The ability to be paid early and see incoming payments is such a good tool to better manage my finances Reviewed on: 27th March 2025

Fabulous current account.

5
Fabulous current account. Great app, great lay out and more current than other banks with old basic layout. Fast transfers and easy to use! Makes life that little bit easier. Love it! Reviewed on: 27th March 2025

The easiest and most efficient app, with a decent re...

5
The easiest and most efficient app, with a decent responsive team. Wouldn’t go anywhere else. I’ve taken multiple products out since opening my current account. Including personal loan, Monzo flex, pension, savings etc etc. Reviewed on: 27th March 2025

Great bank, never had any issues and if I had a smal...

5
Great bank, never had any issues and if I had a small one they’d help me straight away. No doubts in my mind that they are the best bank around these days. Even when on holiday they are the best! Reviewed on: 27th March 2025

Since 2018 and I still love it

5
I’ve been with Monzo form almost 7 years and everything is excellent I don’t have any complaints is a 10 star Bank Reviewed on: 27th March 2025

Best bank

5
Very good bank as I’m 16 couldn’t ask for anything more Reviewed on: 27th March 2025

brilliant bank no issues

5
brilliant , never had no issues with monzo disputes always been fine and they’ve been quick to solve any issue i’m having. Reviewed on: 27th March 2025

experience that i had was really good very easy to u...

5
experience that i had was really good very easy to use been using it for a while told all my family and friends about monzo Reviewed on: 27th March 2025

My only bank!

5
My only bank!!! I love it, supporter since 2017 Reviewed on: 27th March 2025

I love monzo, it makes banking fun - and adds a sens...

5
I love monzo, it makes banking fun - and adds a sense of uniqueness to my day surrounding finances especially when the world of money can be so depressing. Monzo’s services present themselves in a way that is different and often tailored to the user. Reviewed on: 27th March 2025

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