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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

60% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Very efficient .

Very efficient . Easy to manage and view transactions and group them to budget Reviewed on: 9th February 2026

I love Monzo.

I love Monzo. I have been banking with them for over 6 years and now I have an under 16 account for my son. So so good! Reviewed on: 9th February 2026

easy app with simple understanding.

easy app with simple understanding. early 4pm previous day payment. messages reminding of upcoming payments Reviewed on: 9th February 2026

The most customer-focused bank in the universe

I have always felt that Monzo is the most customer-focused bank in the universe. Always responsive, always innovating and coming up with new products to make making the most of my money that much easier. Reviewed on: 9th February 2026

It was a great experience and with hell of Monzo ban...

It was a great experience and with hell of Monzo bank I get an overdraft facility Reviewed on: 9th February 2026

Good service ,very easy to operate

Good service ,very easy to operate Reviewed on: 9th February 2026

Excellent service and very easy to use.

Excellent service and very easy to use. Reviewed on: 9th February 2026

Been a Monzo user since the start.

Been a Monzo user since the start. The service and product are great, really can’t fault it. Reviewed on: 9th February 2026

Monzo helps me to get everything what i need in the...

Monzo helps me to get everything what i need in the most important period in my life , great work Monzo and absolutely amazing opportunity for people who needs help. Reviewed on: 9th February 2026

The bank to bank with!

The Monzo banking experience is simplistic, helpful and straightforward. I love how easy the app is to use, how transparent the information is and the general value of the perks. I cannot recommend Monzo enough. Reviewed on: 9th February 2026

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