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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Excellent bank fantastic customer support have never...

5
Excellent bank fantastic customer support have never had an issue with him. Reviewed on: 9th February 2026

Monzo reliable and instant deposits

5
Monzo provides instant deposits from gambling accounts , unlime Chase, very reliable and intuitive app also Reviewed on: 9th February 2026

Easy to use and intuitive!

5
Easy to use and intuitive! The Max benefits package is attractive. There’s definitely something for everyone. Would recommend to all. Reviewed on: 9th February 2026

I love how easy the banking app is to use and that I...

5
I love how easy the banking app is to use and that I can split my money easily so I can see what I have to spend and the perks of being a max member are things people actually need and want Reviewed on: 9th February 2026

Every interaction with them is seamless.

5
Every interaction with them is seamless, from arranging a temporary transferlimit increase to sorting out savings etc. Reviewed on: 9th February 2026

Very easy to use and has improved visibility of my f...

5
Very easy to use and has improved visibility of my finances Reviewed on: 9th February 2026

Highly recommend

5
Since joining in 2019 I have had nothing but excellent service and support from the company, highly recommend Reviewed on: 9th February 2026

Monzo are amazing!

5
Monzo are amazing, contacting customer services is quick and easy. The app is hands down the best banking app I have used with great features (and they keep brining out new features). Reviewed on: 9th February 2026

Monzo are for about two 2 1/2 years now never had a...

5
Be with Monzo for about two 2 1/2 years now never had a problem. I think it's amazing use one. I'm on holiday and my kids uses they're away so yes Monzo was the best thing I ever ever got. Reviewed on: 9th February 2026

Good survive, great experience best bank Iv been wit...

5
Good survive, great experience best bank Iv been with by far everything is simple and easy to use Reviewed on: 9th February 2026

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