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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 23rd May 2026

60% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Financial Freedom I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo... Read more Reviewed on: 23rd May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Professional, easy to use and all in one place

Professional, easy to use and all in one place Reviewed on: 9th February 2026

Monzo best bank

Not had a problem with the bank ever since I’ve joined Reviewed on: 9th February 2026

Premium experience with a friendly approach

Super easy to use and manage money, love the pots and how I can just transfer so easy between then. Really has helped me save over the last few years! Reviewed on: 9th February 2026

I love using the Monzo app.

I love using the Monzo app. I am on Monzo extra and love the perks that come with that! Highly recommend to anyone looking for great customer service. Reviewed on: 9th February 2026

Amazing experience easy to use good to navigate very...

Amazing experience easy to use good to navigate very good offers Reviewed on: 9th February 2026

You should use Monzo

Very quick and simple to use and easy to crate an account and use it straight for the get go Reviewed on: 9th February 2026

Customer service always dead on.

Customer service always dead on. Follows up to make sure things were sorted etc Reviewed on: 9th February 2026

I love Monzo!

I love Monzo and have done since I started to bank with them 6 years ago. The extra value services they offer like pots, flex, 1p savings challenges, double paydays and bills back are just incredible. Also a free weekly Greggs, monthly cinema ticket and uber one membership along with travel, breakdown and phone insurance for £17 a month? Absolute bargain ! Reviewed on: 9th February 2026

Highly recommend!

I'm a Monzo Max customer, and the benefits you get for the monthly fee is so worth it! Plus the bank really understands my customer needs and explains everything without using finance jargon. Reviewed on: 9th February 2026

Monzo is the best bank, always there to help and sup...

Monzo is the best bank, always there to help and support Reviewed on: 9th February 2026

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