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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Very friendly.

5
Very friendly. App easy to use and lots of tips to help with any products that you need Reviewed on: 9th February 2026
Jeff Evans 's avatar
Jeff Evans

Amazing monzo!

5
Greatest bank around by far! They go above an beyond to help sort any issues out, they get you your money back from consumers when things go wrong. Reviewed on: 9th February 2026
Jo's avatar
Jo

User firendly

5
Really easy to navigate, user friendly with lots of functionality Reviewed on: 9th February 2026
Jonny D's avatar
Jonny D

Been with Monzo for over 3 years and not regretted a...

5
Been with Monzo for over 3 years and not regretted a single day! Fantastic savings and transparency Reviewed on: 9th February 2026
Jack's avatar
Jack

Best Bank!

5
Rewards are great - best exchange rates / perks is good cos of its pots and savings etc / communicate any changes in a transparent and friendly way Reviewed on: 9th February 2026
Haider's avatar
Haider

I’ve banked with Monzo for 4 years, I’ve never had a...

5
I’ve banked with Monzo for 4 years, I’ve never had an issue with them. Amazing plan options. Reviewed on: 9th February 2026
Jade C's avatar
Jade C

Great Help and Excellent support

5
every time i have had any issues regarding a false payment or a question about a transaction or delay in refund i have got excellent help from the monzo team. on top of that even if i was unsure in a situation i was able to quickly get information about what to do without any hassle or inconvenience. Reviewed on: 9th February 2026
Amar's avatar
Amar

After using Lloyd’s and co op bank for many years Mo...

5
After using Lloyd’s and co op bank for many years Monzo surpass in every way. The app is excellent! Reviewed on: 9th February 2026
TERRY 's avatar
TERRY

I have never had a negative experience with Monzo.

5
I have never had a negative experience with Monzo. Support, Features, everything has always been working nicely. Reviewed on: 9th February 2026
Paulo Henrique's avatar
Paulo Henrique

Monzo has been a real help to understanding money

5
Monzo has been a real help to understanding and having visibility of my finances. The trends feature, the pots and the flexibility and ease that you can move money around is so helpful. The reminders and tips have really helped me learn. Reviewed on: 9th February 2026
Addi's avatar
Addi

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