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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

I love Monzo features, interface, and ease of use.

5
I love Monzo features, interface, and ease of use. Every interaction I’ve had with customer services has been efficient Reviewed on: 9th February 2026
Poppy's avatar
Poppy

Very good & efficient bank, lots of rewards and very...

5
Very good & efficient bank, lots of rewards and very modern. Reviewed on: 9th February 2026
Gary Roberts's avatar
Gary Roberts

Very efficient .

5
Very efficient . Easy to manage and view transactions and group them to budget Reviewed on: 9th February 2026
Louise's avatar
Louise

I love Monzo.

5
I love Monzo. I have been banking with them for over 6 years and now I have an under 16 account for my son. So so good! Reviewed on: 9th February 2026
Lucy C's avatar
Lucy C

easy app with simple understanding.

5
easy app with simple understanding. early 4pm previous day payment. messages reminding of upcoming payments Reviewed on: 9th February 2026
Dilip 's avatar
Dilip

The most customer-focused bank in the universe

5
I have always felt that Monzo is the most customer-focused bank in the universe. Always responsive, always innovating and coming up with new products to make making the most of my money that much easier. Reviewed on: 9th February 2026
Magnus's avatar
Magnus

It was a great experience and with hell of Monzo ban...

5
It was a great experience and with hell of Monzo bank I get an overdraft facility Reviewed on: 9th February 2026
MEET Patel's avatar
MEET Patel

Good service ,very easy to operate

5
Good service ,very easy to operate Reviewed on: 9th February 2026
DURGACHARAN 's avatar
DURGACHARAN

Excellent service and very easy to use.

5
Excellent service and very easy to use. Reviewed on: 9th February 2026
Matt Gherardi's avatar
Matt Gherardi

Been a Monzo user since the start.

5
Been a Monzo user since the start. The service and product are great, really can’t fault it. Reviewed on: 9th February 2026
James T's avatar
James T

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