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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Super modern banking experience

5
Super modern banking experience with lots of features. Reviewed on: 9th February 2026
David Walton's avatar
David Walton

Great Bank

5
Monzo is a very easy bank to be part of, the app is interactive informative and offers tips and tricks for saving and budgeting I have a business account, savings and a credit card with them. All of which are equally as good. Reviewed on: 9th February 2026
Nicola R's avatar
Nicola R

Good service no issues.

5
Good service no issues. Use there perks and benefits often. The savings features is really good, 1p saving challenge recently ended for me so was £600 I didn’t expect. Use the split a bill feature with friends all the time. Reviewed on: 9th February 2026
Gary D's avatar
Gary D

Been using Monzo fully for nearly a year now and had...

5
Been using Monzo fully for nearly a year now and had no issues, customer service is excellent, having Monzo has helped me with saving money well. Highly recommended bank Reviewed on: 9th February 2026
Kyle S's avatar
Kyle S

Highly recommend

5
Super easy to use and understand. Good customer service. And I hope couple of issues with travel companies and they were great at resolving it. Reviewed on: 9th February 2026
Derlich A's avatar
Derlich A

Love it all but especially cheque deposit

5
Love it all but currently impressed that depositing cheques always works when some of my other bank apps are more glitchy. Reviewed on: 9th February 2026
Audrey G's avatar
Audrey G

Amazing Account!

5
I have had multiple current accounts with other providers and I opened Monzo for the use of their pots. Ever since trying it for the first time I have been completely obsessed! The ease of use throughout their entire app is amazing and they have lots of extra features that I really enjoy- Pots, account upgrades and digital cards. Amazing providers and have already gotten one friend to switch! Reviewed on: 9th February 2026
Simone I's avatar
Simone I

Better at managing money with monzo

5
Since joining Monzo I’ve been able to manage my money a lot better with the pots and I love the fact that you get paid a day earlier at 4pm. Reviewed on: 9th February 2026
Janine p's avatar
Janine p

Easy to use app, transparent free

5
Easy to use app, transparent free Reviewed on: 9th February 2026
Daniel Thompson's avatar
Daniel Thompson

Monzo account. ts of proble...

5
I opened a Monzo account after having lots of problems with a normal high street bank who constantly git on their high black horse (ahem) and missed payments on direct debits which just annoyed me. Surprising easy to open, and you can use straight away! Card is unloseable due to colour and I've never had a problem. Wages go in, bills come out and I live in hope of being a winner on getting them paid back in the monthly competition. I'm never going to be a millionaire, but what I have is safe. Reviewed on: 9th February 2026
Joanne W's avatar
Joanne W

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