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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18774 reviews)

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4.93

Based on 18,774 reviews, last reviewed 14th Mar 2026

50567% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has always been so easy to use and their custo... Monzo has always been so easy to use and their customer service is brilliant. I get updated frequency if i’ve opened an enquiry and i’m always informe... Read more Reviewed on: 14th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18774)

So easy to use.

So easy to use. Instant clear access to your money Reviewed on: 10th April 2025

Easy to use.

Easy to use. Very clear updates to conditions and interest rates. App is easy to navigate. The layout is in a format that is easy to see. Very easy to set up the additional accounts. Referrals are easy to navigate and share. Reviewed on: 10th April 2025

Monzo Makes Money Management Fun and Effortless

I really enjoy using Monzo’s Flex card—it offers great flexibility and control. The saving challenges are a fun and effective way to build better habits, and I love how easy it is to set up and manage a Cash ISA or explore investment opportunities directly in the app. It’s all incredibly user-friendly and intuitive, which makes managing my finances feel less like a chore. I’m genuinely excited to see what new features Monzo introduces next! Reviewed on: 10th April 2025

Has a great experience and now use current account j...

Has a great experience and now use current account joint account love the savings pots and also now have a credit card all with Monzo. Works really well and helps me manage my finances. I don’t know how I would cope otherwise!! Reviewed on: 10th April 2025

Excellent day to day banking app

Excellent day to day banking app Reviewed on: 10th April 2025

I have been using monzo for 6 years

I have been using monzo for 6 years Reviewed on: 10th April 2025

Never any issues.

Never any issues. Clean and simple experience. Reviewed on: 10th April 2025

Always had a good experience with Monzo

Always had a good experience with Monzo. You can get paid a day earlier and they have various account and credit options Reviewed on: 10th April 2025

Still the best banks out there

Customer service was very good when I opened my account but recently the level of customer service isn’t the same. There doesn’t feel like the same warmth from Monzo. Still one of the best banks I have been with. Reviewed on: 10th April 2025

best bank!

best bank! been with them for 6 years and they're my main bank account Reviewed on: 10th April 2025

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