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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo are a great bank, they are extremely helpful w...

Monzo are a great bank, they are extremely helpful when I call up or use the chat facilties, always friendly staff and nothing is ever to much, they deserve all the recognition they can get for their tremendous service to their customers, not a bad thing to say Reviewed on: 9th February 2026

Brilliant

I love all the features that Monzo has and other bank has t got Reviewed on: 9th February 2026

The best account I’ve had.

This is the best everyday account I’ve had. I started using Monzo at the end of last year and wish I’d swapped sooner. So easy to use and actually gets my money working for me as much as I work for it. Reviewed on: 9th February 2026

Since having a Monzo current account, banking has be...

Since having a Monzo current account, banking has become so much easier, with amazing cash back offers to getting paid earlier I would recommend this bank to anyone Reviewed on: 9th February 2026

Best bank account , great help in finance .

Best bank account , great help in finance . Most of the functions are automatically done with a click of a button , like saving and spending . Reviewed on: 9th February 2026

Best bank so far

Never had any issues with monzo, I’m loving it, and everyone else is loving it: Reviewed on: 9th February 2026

Getting paid earlier GREAT!

Love the layout and the side pots amongst the other saving options and the little details on the app, so fast to receive a new card also in the post of lose the card and like the little cash sound on the app haha. But the great feature I find is being able to get paid a day earlier at 4pm such a great thing! Live this bank and I have also got my son who is 11 a card on my app in his name :) Reviewed on: 9th February 2026

Monzo allows me to control my finances.

Monzo allows me to control my finances, all from the app. At 61 I have never had such a great experience. Reviewed on: 9th February 2026

Best bank I’ve had the pleasure to be part of.

Best bank I’ve had the pleasure to be part of. Great service since the start. Easy app and lots of perks. Reviewed on: 9th February 2026

Have had Monzo perks over a year loving it

Have had Monzo perks over a year loving it Reviewed on: 9th February 2026

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