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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Absolutely Innovative & Brilliant Bank & Easy & simple app

5
I haven't got a bad word to say about Monzo, they are just fantastic, they just make managing your finances easy and simple. They're so much more than just a banking app. Reviewed on: 11th November 2019
Adam Cullen's avatar
Adam Cullen

Brilliant and easy

5
I've loved Monzo since day one, and can't recommend how it easy it is to use and simple to access your banking. Reviewed on: 11th November 2019
Rupert Lomax's avatar
Rupert Lomax

The best bank (app) out there

5
I'm really glad I found Monzo as a new way to bank. This app is easy to use and Monzo is clear in their communication. You can use your new bank account within 5 minutes after opening the account with Apple Pay or Google Pay. Reviewed on: 11th November 2019
Ruben's avatar
Ruben

Simply the best

5
App is a pleasure to use and you get paid a day early! Reviewed on: 11th November 2019
Pat's avatar
Pat

Simply the best.

5
I don’t need to say much more than that. Painless. Love them. Reviewed on: 11th November 2019
Harvey Long's avatar
Harvey Long

Brilliant bank for budgeting

3
Really changed the way I budget and Monzo have helped me save a lot more than I used to. Innovative features like Get Paid Early, Bills Pots and other savings pots are so helpful. Brilliant bank! Reviewed on: 11th November 2019
Paul Winney's avatar
Paul Winney

Love Monzo

5
I like the user interface and the layout and the instant notifications I receive. I like all of the features. I just wish I could get them with my credit card as I use that much more than my debit card. I have recommended Monzo to many people. Reviewed on: 11th November 2019
H K's avatar
H K

Future minded bank with essential features

5
A smooth app which will help you keep taps on your spending. Great rate for more exchange abroad Super convenient for splitting tabs Reviewed on: 11th November 2019
Mike F's avatar
Mike F

Instant transactions at a glance

5
So easy to use,difficult to lose,bright pink or bright orange, it suits me down to the ground,I feel in control and up to date in my banking. Reviewed on: 10th November 2019
Tracy Kenny's avatar
Tracy Kenny

Bang on bank

5
Speed, accuracy, convenience. Gave my daughter an account and she was up to speed accuracy in hours. It got her into money management in a way nothing else has. Reviewed on: 10th November 2019
DJS's avatar
DJS

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