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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Very good

There’s not much bad to say, super easy tracking your spending. No fees abroad. Very good Reviewed on: 6th November 2019

I wouldn't trust anyone else with my money

Monzo's app and customer support is top class Reviewed on: 6th November 2019

Great account and card for travelling abroad.

Very convenient app and card, with great exchange rates for spending abroad. Reviewed on: 6th November 2019

Easy to use

Easy to see what money I have, and customer service is amazing! Reviewed on: 6th November 2019

Brilliant Bank for Budgeting

Since switching to Monzo, I have been much more on top of where my money is going each month as well as being able to save by using a combination of pots and IFTTT. Would recommend to anyone and everyone! Reviewed on: 6th November 2019

Easy to use and convenient

The bank that allows you to have complete control over your finances. Has all the tools you need to monitor your expenditure. Whenever there’s an issue customer service are quick and efficient to solve it they are also nice and pleasant not like the ones who work in the traditional banks. Reviewed on: 6th November 2019

I love the bank and the open culture

It's quite strange to love your bank but Monzo really goes the extra mile. Not only is using it a breeze, they constantly think of users and are open to sharing what goes on behind the scenes and why they choose to do certain things. I consider myself a lot more financially aware after using Monzo. Reviewed on: 6th November 2019

Best App

I have recently went full Monzo and the process could not have been smoother everything is in the app and the use of pot allows anyone to put money aside and they ability to pay bills from the pots is amazing you will never spend anymore that you have and bills are a priority Reviewed on: 6th November 2019

Great bank for taking control of your finances

Really helped to give me visibility of where I was spending my money and enables me to properly sort a budget out. Love the new features as well like Bill Pots and Get Paid Early. Very friendly bank which is something I never thought I would say! Reviewed on: 5th November 2019

So easy to use! And BEST for travel.

A really good card to have on me at all times, I use it for transport and every small contactless purchase I make in any given day. I especially like the instantaneous spend notifications and transfers of cash. PLUS when I travel it gives me the actual exchange rate and not a bank markup. Just some really, really good technology with very valuable features. Reviewed on: 5th November 2019

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