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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Best current account out there by far!

Since I moved to Monzo, I have been able to manage my money properly, I have never saved as much and been so conservative oh how much I spend each month. Reviewed on: 10th November 2019

The best digital bank

i love Monzo since the day 1 i started with them. Reviewed on: 10th November 2019

Best bank of the day

I’ve got current accounts with several major players but Monzo is by far the best. Mobile banking has come of age. Easy to use, even making complexity of multiple saving pots backed by different providers simple to visualise. Customer service is fast and efficient and have always responded quickly to my requests. Reviewed on: 10th November 2019

Fantastic

Great features and excellent customer service Reviewed on: 10th November 2019

Really easy and straightforward finance

Great app, great user interface, easy to understand and manage my finances. If I could give 6 stars, I would :) Reviewed on: 9th November 2019

Great app and customer service

I had a scare when some money was fraudulently taken out of my account! Due to the monzo app able to display this in real time I was alerted. This was late at night and I was still able to swiftly get through to monzo customer service who had refunded the amount taken out and sent a new card with new details so that the same fraud would not reoccur Took the stress out of a very stressful situation! Reviewed on: 9th November 2019

Best Bank

You feel part of something bigger at Monzo. The coral card and unique features make being a Monzo customer all that more special. Reviewed on: 9th November 2019

Future of banking

Quick and easy to set up and use, everything you need in one place and they are willing to back track if product changes don’t work. Reviewed on: 8th November 2019

Banking made easy

Monzo makes banking easy. Since using it 2 years ago, I now end each month with savings that has allowed me to enjoy my life. I was diagnosed with cancer last year and Monzo's customer service has been great, even through tough times. Reviewed on: 8th November 2019

Simple way to keep track of your spend

Great bank which makes keeping track of money easy and is good for overseas transactions too Reviewed on: 8th November 2019

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