Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

View other Monzo products

4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3340% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Amazing

Monzo is the best bank in the world. Reviewed on: 5th November 2019

Innovation at a blistering pace. They make complicated things easy and are always there to help

Used them as my main account for a year and a half and it's been fantastic. Old banks have got nothing on Monzo they are steaming ahead. With banking there's a few important things to get right; security, customer service and charges/rates. Monzo nails all of them (and much more). Don't believe that rubbish on Watchdog, it's just some neckbeard losers who got caught out for being sketchy and now their butthurt about it because they haven't got anything else going on in their lives. Top notch all the way, keep up the good work Monzo! Reviewed on: 5th November 2019

Amazing app, great service.

Monzo has changed the way I interact with money. From spending and budgeting to bill splitting and foreign exchange. I wouldn't be with any other bank. Reviewed on: 5th November 2019

Modern, honest and transparent

I've been with them since prepaid and they've constantly impressed with their service and staffing Despite negative press from some loud individuals I'm glad they're doing well Reviewed on: 5th November 2019

The bank of the future

So easy to open an account and to use. Up to date balance, transaction history, easy to arrange faster payments & standing orders. Budgeting tools are built in to help u keep control of your finances. Reviewed on: 5th November 2019

Banking of the future

It's hard to explain to people how much better Monzo is to not just traditional banks but also other challenger banks. You have to experience it to understand! Reviewed on: 5th November 2019

Super easy to use

The speed of setting up an account with Monzo is incredible. The app has a smooth and clean interface, without needing to worry about a lack of trust or security. It fits perfectly into my busy lifestyle. Reviewed on: 5th November 2019

Banking in the 21st Century

Finally a bank which provides modern banking. Slick app which is intuitive to use. A bank which truly cares about its customers and fully explains when something goes wrong which is refreshing to see. Reviewed on: 5th November 2019

Grown-up Banking

Monzo has grown from challenger to grown-up back and it’s been amazing to watch. Reviewed on: 5th November 2019

Awesome

The bank that helps you save and let's you know in advance when payments are going in or out Reviewed on: 5th November 2019

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Account
from Bank of Scotland 3.94 from 119 reviews
Student Current Account
from Santander 4.03 from 11 reviews
Current account
from Card One Money 3.34 from 4 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub