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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Life changing bank

All of the features seem so simple but they’ve really revolutionised the way I spend and save money. I love that they’re always iterating and the customer service is so fast, friendly and human. Reviewed on: 31st January 2019

Best bank I have ever used. And I've been through a lot of banks.

Great customer service rivaling First Direct. Best app design in the market by far. Easily accessible, can bring up your balance in a second and see every transaction immediately. Budgeting has saved me from overspending many times. Genuinely interesting emails and offers. Great work Monzo! Reviewed on: 31st January 2019

Banking made Brilliant!

So easy to use yet feature-rich. Always recommending it and showing people the instant notifications when I make a purchase. Reviewed on: 31st January 2019

My favourite ever current account

I’ve never felt so on top of my spending. Not only is that great for my financial independence and my financial well being, it’s great for my overall well being too! Thanks Monzo for making money easy. Reviewed on: 31st January 2019

Amazing!

I love Monzo. From the easy to use app to the quick and super friendly customer help chats - it’s such an easy and hassle free way to bank. It’s a shame we can’t pay in actual cash - but it’s rare that’s needed anyway. Can’t fault them at all! Reviewed on: 31st January 2019

Banking How it Should be - Monzo

Easy to open an account. Great customer support. Instant transactional information. Monzo App responds quicker than payment points print receipts so I no longer waste paper or time. All at my fingertips with secure access from my phone. Beats online experience of my other accounts which are good but Monzo is better. Reviewed on: 31st January 2019

The bank that should have existed years ago

I get excited about the email I get monthly with all the new features to look forward to. They are features that I feel should have existed years ago, yet Monzo are the first to be doing anything about them Reviewed on: 31st January 2019

The go-forward for banking

Disturbing newbie in the banking world, Monzo makes you look at your other bank accounts and think “why is it so complicated with them?!” Life changer in terms of how to manage your money on a daily basis Reviewed on: 31st January 2019

Best account ever

I'm a very visual person and mono ticked all the boxes for me, from the VERY BRIGHT ORANGE card, to the Lord that I can seperate my money in, to being able to categorise my spending. I just love everything it does. Reviewed on: 31st January 2019

Love it!

It’s a great company who are transparent and the features it offers is great for day to day use. Reviewed on: 31st January 2019

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