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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use, no messing. paperless. immdediate update on mobile phone. Use anywhere.

I've tried to use a visa card in places in Spain and it doesn't work. Monzo did and I always now choose the Monzo card to do transactions. Reviewed on: 1st February 2019

It's all you need in your life...

Fantastic bank that lives on my phone... I would recommend it to anyone and everyone... if you haven't got it already, you are missing out! Reviewed on: 1st February 2019

It's the future!

Low overdraft fees and charges plus excellent budgeting tools and a friendly, digital-first experience. Reviewed on: 1st February 2019

Excellent current account

Excellent in keeping the customer up to date with their one finances and excellent ideas and openness. I particularly enjoy the Summary report, as well as the instant notifications. Also very excited to see where the pots and integration with IFTTT will take us. Keep it up, Monzo! Reviewed on: 1st February 2019

Best Banking Experience

In the last decade, I've banked with over a dozen different banks in several countries, including 6 in the UK. Most of those banks are a terrible experience with a handful being bearable. Monzo actually makes me enjoy banking. It's really hard for me to use any other bank now. Since Monzo doesn't offer international accounts or business banking, I am stuck with a subpar user experience for those options. However, for my personal banking, I can rest easy and continue enjoying the amazing features offered by Monzo. Keep up the good work! Reviewed on: 1st February 2019

Best service received and a fantastic app

Not only is the account/app far superior to any of my previous accounts/web banking/apps in terms of information provided, and ease of use, but Monzo customer service is second to none. The best thins is that they always make sure I continue my day with a smile on my face. Reviewed on: 1st February 2019

Awesome User Experience

Fantastic services, great deal for savings, nice way to get paid by/pay friends... Just awesome! Reviewed on: 1st February 2019

Effortless and slick

So glad I switched to monzo to go travelling, never looked back. They make personal finance fun! Reviewed on: 1st February 2019

amazing Monzo

They just puts people first in every part of their business. Reviewed on: 1st February 2019

Great app and journals

Love the feature that sends push notifications for payments and receipts. Helps to instant confirmation in person. Love the journal email which gives insight on my spending and those in the Monzo family. Love that it’s clear to see how much you’ve spent in a day and a chart to show your balance over time. Reviewed on: 1st February 2019

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