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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Seamless, effective, innovative

Flawless product, makes my banking a pleasure, feel that I can get customer service quickly. Feel like I have a voice to influence the app's development to add features that make our lives easier. Reviewed on: 31st January 2019

Absolutely amazing!!!

So easy to use, has a great app and customer service, beautiful cards, and amazing innovations! Reviewed on: 31st January 2019

Love the simplicity and clarity of the App

Makes tracking and using my money so easy. Reviewed on: 31st January 2019

Online banking simple and efficient

I joined Monzo a few months ago and I really enjoy the app. Everything is seamless and very intuitive. This just makes the whole banking experience a lot better! Reviewed on: 31st January 2019

Great service!

Monzo is a great current account - the app is straightforward and intuitive and their staff are helpful and very responsive! Reviewed on: 31st January 2019

Bank of the Future

The usability, transparency and overall user experience with this bank is out of this world. Reviewed on: 31st January 2019

Efficient, very quick and excellent design

The app is a revelation of intuitive design and pragmatism. You get to see all you need when and where it is relevant. I've moved to the full current account from HSBC because it is just a more fluid and seamless experience. Frictionless transactions and money management. Reviewed on: 31st January 2019

A-MONZ-ING!!

The best bank by far. Innovative, always pushing the boundaries of find out what is possible in the banking industry and always putting the customer first! Customer service is great and the whole feel of this app is sleek, seamless and smart. Reviewed on: 31st January 2019

Great new bank

Very simple to move to Monzo, really easy to use. Love the budgeting and saving pots. Reviewed on: 31st January 2019

Excellent

Really impressed with Monzo and would highly recommend to anyone Reviewed on: 31st January 2019

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