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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Fab

5
Very good app and easy to use. Good support from team Reviewed on: 31st January 2019
Angelic's avatar
Angelic

Brilliant service

5
Monzo give me a brilliant service when abroad with excellent exchange rates Reviewed on: 31st January 2019
Janice's avatar
Janice

simple, effective and usable

5
If you ever wanted proof that dinosaurs can't paint then just look at Monzo. The traditional banks have grown into dinosaurs and with this growth the vision of what banking could be was lost. No vision. No ability to paint a new world to sell to people on what banking could be. Now Monzo has created that vision. The banks are trying to learn to paint again but, like dinosaurs, their club fists are too big and cumbersome to paint anything intricate. We need to celebrate Monzo's success to enable to continue to put pressure on these dinosaurs, and more importantly, improve people's banking experience! Reviewed on: 31st January 2019
Jacob Browning's avatar
Jacob Browning

Incredible banking experience

5
From opening the account nearly 2 years ago I have consistently found my experience with Monzo to be far above that of any other bank. Reviewed on: 31st January 2019
cwatson's avatar
cwatson

Best bank by a mile

5
Customer friendly , quick and responsive and advancing with the technology Reviewed on: 31st January 2019
Daniel Element's avatar
Daniel Element

Best bank

5
Instant notifications when making a transaction and the funds are immediately deducted meaning no more 3 days pending. Reviewed on: 31st January 2019
Pietro's avatar
Pietro

Gotta love Monzo

5
Monzo is great, dynamic and customer oriented - which is something I cannot tell of any other bank I had a current account with. Reviewed on: 31st January 2019
Francesco's avatar
Francesco

simplicity of use

5
My daughter introduced me to monzo and love how quick and easy it is was to set up and use. Have recommended it to others. Reviewed on: 31st January 2019
C Darragh's avatar
C Darragh

So simple yet amazing

5
Only the features I need, saving with my current account compared to the other providers’ choices is something I definitely like and they keep updating the app from time to time with useful features. Not to forget to mention the good community too. Only feature I used to miss was the ability to top up the account with cash, now that my salary is arriving to the account I’m not bothered anymore. Reviewed on: 31st January 2019
Thomas Walch's avatar
Thomas Walch

Seamless, effective, innovative

5
Flawless product, makes my banking a pleasure, feel that I can get customer service quickly. Feel like I have a voice to influence the app's development to add features that make our lives easier. Reviewed on: 31st January 2019
Finnian Nelson's avatar
Finnian Nelson

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