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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Absolutely amazing!!!

5
So easy to use, has a great app and customer service, beautiful cards, and amazing innovations! Reviewed on: 31st January 2019
stacydoll's avatar
stacydoll

Love the simplicity and clarity of the App

5
Makes tracking and using my money so easy. Reviewed on: 31st January 2019
CMW's avatar
CMW

Online banking simple and efficient

5
I joined Monzo a few months ago and I really enjoy the app. Everything is seamless and very intuitive. This just makes the whole banking experience a lot better! Reviewed on: 31st January 2019
Alex Proy's avatar
Alex Proy

Great service!

5
Monzo is a great current account - the app is straightforward and intuitive and their staff are helpful and very responsive! Reviewed on: 31st January 2019
Claire's avatar
Claire

Bank of the Future

5
The usability, transparency and overall user experience with this bank is out of this world. Reviewed on: 31st January 2019
DeeDub's avatar
DeeDub

Efficient, very quick and excellent design

5
The app is a revelation of intuitive design and pragmatism. You get to see all you need when and where it is relevant. I've moved to the full current account from HSBC because it is just a more fluid and seamless experience. Frictionless transactions and money management. Reviewed on: 31st January 2019
Steve's avatar
Steve

A-MONZ-ING!!

5
The best bank by far. Innovative, always pushing the boundaries of find out what is possible in the banking industry and always putting the customer first! Customer service is great and the whole feel of this app is sleek, seamless and smart. Reviewed on: 31st January 2019
Jamie C's avatar
Jamie C

Great new bank

5
Very simple to move to Monzo, really easy to use. Love the budgeting and saving pots. Reviewed on: 31st January 2019
Sara Opie's avatar
Sara Opie

Excellent

5
Really impressed with Monzo and would highly recommend to anyone Reviewed on: 31st January 2019
Chris's avatar
Chris

Life changing bank

5
All of the features seem so simple but they’ve really revolutionised the way I spend and save money. I love that they’re always iterating and the customer service is so fast, friendly and human. Reviewed on: 31st January 2019
Emma Holmes's avatar
Emma Holmes

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