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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Bank of the future

Monzo speaks for itself. A true bank of the future. 'nuff said Reviewed on: 30th January 2019

Amazing bank!

I love Monzo, in fact I feel positively evangelical about them! I tell everyone to open an account with Monzo. The way they allow you to budget to the penny with no guess work (traditionally banks take a day or two to update your account so you never know 100% where you are with your money) is wonderful. I love them! I’m obsessed with budgeting and keeping on top of my money and Monzo manage this with perfection. Their customer service is second to none. I bloody love them!!! Reviewed on: 30th January 2019

Already recommended them to three family members

Title says it all. More than happy to recommend to friends and family after years of railing against the rubbish four. Reviewed on: 30th January 2019

Best bank

Monzo is the best bank that has ever existed as it caters for their customers and not their pockets. It has all the quality’s a bank should have and more. Theres no more worrying about late payments and taking the last of your money as there’s no charges for missed payments. I have all my money paid into this bank and I know it stays there safely (until only I spend it) Monzo has a fantastic forum which can answer any questions and in plain explanations without the fancy words that can confuse us normal people who just want honesty. Paying bills is much faster and easier and they show up straight away so there’s no having to wait for days on end wondering if you have overspent. I absolutely love Monzo and I wouldn’t ever change from this bank. Reviewed on: 30th January 2019

Making money work in fantastic ways

Monzo has allowed me to manage my money in a way that no other bank opens up to. And I don't mean seeing a pie chart of my spending broken down by category - many banks now offer this. The IFTTT integrations have allowed me to passively and mindlessly save money. Monzo empowers you to manage your finances better. Much better. Oh and let's not forget what no other bank has - the community. Reviewed on: 30th January 2019

Modern day banking at your finger tips

Modern day banking. Very rare to see such a company with real interest in its customers. Bringing banking up to date with it's new technology and design. Even the big boys like Barclays are copying Monzo . Highly recommended. Reviewed on: 30th January 2019

The best bank I have ever known with such a modern approach!

Aside from the budgeting tools, spend/deposit notifications and ease of use, the ideas that are being put into practice are pure genius. How no other bank has adopted this kind of attitude is beyond me, as I love everything about Monzo so far. I'm so excited to see the ideas they are implementing come to life and cant wait to utilise them myself! Reviewed on: 30th January 2019

Makes banking so much easier

The ease of the app, the customer service, the company transparency - everything about Monzo is better than the high-street bank. Reviewed on: 30th January 2019

This is how a bank should work in the 21st Century

The best thing about Monzo is that it is completely digital. Every aspect of managing your account is fast easy and done wherever and whenever you want it. It is also really easy to see what upcoming features are planned and the development team is open and engaging with their customers. Reviewed on: 30th January 2019

Thanks to Monzo I have ditched the high street banks.

Excellent customer care, app usability and support. Intuitive and monthly updates discussing current developments and future plans. Reviewed on: 30th January 2019

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