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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best banking app/service there is!

5
Monzo is the next generation’s Bank! The app design and use is exactly what is needed heading into the 20s and I’m proud to be a Monzo customer. Reviewed on: 31st January 2019
LMK65's avatar
LMK65

Simple, clean and eady to use account..... with a very visible card!!

5
Started to use Monzo purely for saving on and using for travelling.... but now use it for every day, topping up with cash to limit my spending and manage my money more carefully. Excellent chat features with the Monzo staff too. Reviewed on: 31st January 2019
Alison's avatar
Alison

Best banking experience

5
Monzo is the first bamk that males everything simple keeps on innovating with new tools and services all the tome amd has the best custpmer service Inhave ever gotten by a bank. Usually I het annoyed with my banks because everything is difficult, but with Monzo it os the opposite, this bank makes me happy! Thank you Monzo Reviewed on: 31st January 2019
Susanne's avatar
Susanne

Such a great product

5
Monzo make such a great product and I would highly recommend to anyone wanting to .Anaheim their finances from one place. Reviewed on: 31st January 2019
kjharcombe's avatar
kjharcombe

Simplicity at its best

5
Easy to sign up, the app works really well, good features and spending abroad with no hassle Reviewed on: 31st January 2019
Jacob 's avatar
Jacob

Customer Oriented.

5
Transparent, forward thinking and, crucially, customer oriented; what's not to like?! Reviewed on: 31st January 2019
Darren Jan-Janin's avatar
Darren Jan-Janin

Just brilliant.

5
A modern bank with incredible features and amazing customer service, but most importantly probably the most transparent and engaging company there is. Reviewed on: 31st January 2019
Alexander Bean's avatar
Alexander Bean

I Love Monzo

5
Monza is so clear and easy to use. I always know immediately if money is going in or out of my account and love the safety feature of making sure that I am aware of a purchase by getting me to approve on the phone app before the payment goes through. It also keeps me in check with what I am spending my money on and gives options to save for specific things with their savings pots. Really love this product and really believe this is the future of banking. A great customer focused experience from Monzo. Reviewed on: 31st January 2019
Elizabeth Reid's avatar
Elizabeth Reid

Banking as it should be

5
Instant notifications, fast and friendly customer service, good community feel. Reviewed on: 31st January 2019
Kevin Ackroyd's avatar
Kevin Ackroyd

Gr8 Experience overall

5
Intuitive, to use, great support and new features added regularly. Extremely convenient and easy to use Full control and tracking Excellent sharing Reviewed on: 31st January 2019
John's avatar
John

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