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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Gr8 Experience overall

Intuitive, to use, great support and new features added regularly. Extremely convenient and easy to use Full control and tracking Excellent sharing Reviewed on: 31st January 2019

Great flexible card and expense tracking

I use Monzo for my monthly expenses: grocery, entertainment, anything I want to buy that is not ‘for life’, restaurants and in city trips. I like the money saver bank but mostly I like the fact that you can track your movements very easily and you can pay your friends if they have Monzo just with their numbers. Reviewed on: 31st January 2019

Everything a bank should be

Excellent app on Android. Uptime is great, haven't noticed any downtime and I use the app daily. Payments in and out are in seconds, not minutes, not hours! Reviewed on: 31st January 2019

Magnificent Monzo

21st century god send . If you want to save money and know be more in control. Monzo Reviewed on: 31st January 2019

The bank of the future

How is it possible to be this enthusiastic about your bank? Well I am. They're proactive, transparent and honest. They keep you involved in how and why they make the decisions they do, and ultimately with their app I understand so much more about where my money goes, enabling me to budget better and spend more sensibly. Thank you Monzo! Reviewed on: 30th January 2019

Very easy to use

I can see how much is in my account straight away. Reviewed on: 30th January 2019

Actual promoter...

I recommend Monzo to everyone I speak to about banking. The UI of the app and the features available are so thoughtful to what will actually be useful. Monzo is 100% a vision of the future. Reviewed on: 30th January 2019

Easy to navigate, great at showing spending

I have found myself incredibly happy with Monzo as a bank, as it fits all my needs without any hassles. I love that you can label each purchase and see a visual breakdown as to where you're spending your money. Customer service wise, queries are responded to ASAP so I couldn't ask for more. I also really like the fact that you can have a money pot to put aside savings, whether for a holiday or just a rainy day. The overall experience with Monzo as a bank has simply been better with any others I have previously used. Reviewed on: 30th January 2019

Amazing! Just incredible for budgeting and simplifying money

Made budgeting and understanding my spending so much simpler. Is a dream to use and really lovely customer service too Reviewed on: 30th January 2019

Surprising and so good!

Easy to make the account, fast to get the card, smart reporting on the income and expenses, cool brand Reviewed on: 30th January 2019

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