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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18549 reviews)

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4.93

Based on 18,549 reviews, last reviewed 12th Mar 2026

43433% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Revolutionised My Money Got Monzo back in 2017 as a travel card, but in 2020 switched my entire finances to Monzo and have never looked back! So incredible easy to use. I hav... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

They do not have your backs. Had a joint account. my partner was a victim of a scam/fraud. We went to our police, had an interview and crime reference number. We reported it immed... Read more Reviewed on: 12th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18549)

Fantastic ethos, wonderful customer support!

Long time user and now Monzonaught, fantastic vision as a company with the drive and skills to achieve it Reviewed on: 8th February 2018

Best Bank

Has changed banking for the better, transparency level is awesome, customer support is off the charts and emoji use is on point. Reviewed on: 8th February 2018

Human Banking

What banking should be, human, informative and the future! Reviewed on: 8th February 2018

Best ever bank

Who ever thought I could fall in love with banking Reviewed on: 8th February 2018

Best challenger bank

Amazing customer service, amazing product, have recommended to all my friends and colleagues. Reviewed on: 5th February 2018

:heart: it

10x better than lloyds and so helpful with customer services Reviewed on: 4th February 2018

Amazing card so useful app

Very useful app categorises my spending and shows me trends and recommendations Reviewed on: 3rd February 2018

Changed the way I see money

Very insightful and excited to see what is to come for Monzo! Reviewed on: 2nd February 2018

Great idea, but occasional reliability issues prevent full-on usage

App works well and got great usability. Launched Currents Account recently sparking further features. Very helpful customer service. So why 4 stars? The overall offering is still not as competitive as others (such as having multi-currency accounts) or offering interest on balance. Most importantly, they got repeat issues with cards not working. TL;DR: they're definitely spearheading the fintech revolution in the country and got a great package, but got some homework to do to ensure folks are not just using them as a "side-account" but making the full-on switch. Reviewed on: 28th January 2018

Fixing my financial life

The app is so well built (if still a little light on features - this changes on a weekly basis mind you) and really has made me realise how much unnecessary spending I was doing. So easy to budget and track my spending, send and receive money, and the look of the card is to die for! Reviewed on: 27th January 2018

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