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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

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Monzo Current account reviews (19422)

The monzo is safes money

5
I like to much monzo i can do everthing with it Reviewed on: 30th January 2019

Incredible

5
I’ve been a fan since it was Mondo! Reviewed on: 30th January 2019

Banking the way it should be

5
All traditional banks should watch carefully. This is how to do banking and customer service Reviewed on: 30th January 2019

Just brilliant.. Can't say enough.

5
Monzo is how we want banking to be. Love the spirit and culture they've created. Very well done. Reviewed on: 30th January 2019

Current accounts the way they should be

5
Everything works and they're actually interested in making it better. Will never look back Reviewed on: 30th January 2019

spot on

5
Very modern approach to banking and let's you have a great insight into your personal banking and spending habits. Reviewed on: 30th January 2019

Incredible

5
The best experience with a bank I have ever had. The customer service is fast, simple and they always know exactly how to help. The app is so simple to use and had helped me to budget all within one place Reviewed on: 30th January 2019

Frictionless money management

5
App performance and user experience is first rate. Reviewed on: 30th January 2019

Easy to setup, quick safe procedures without the normal hassle.

5
Simple, easy to use, helps to manage correctly, constant transaction updates, nice dashboard to show spend. Reviewed on: 30th January 2019

Completely revolutionised banking for the better

5
A breath of fresh air in an otherwise dull and boring industry. Monzo have achieved so much in such a short space of time. Incredible company and ethic Reviewed on: 30th January 2019

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