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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Incredible

5
I’ve been a fan since it was Mondo! Reviewed on: 30th January 2019
Nikki Jones's avatar
Nikki Jones

Banking the way it should be

5
All traditional banks should watch carefully. This is how to do banking and customer service Reviewed on: 30th January 2019
Dan's avatar
Dan

Just brilliant.. Can't say enough.

5
Monzo is how we want banking to be. Love the spirit and culture they've created. Very well done. Reviewed on: 30th January 2019
Nick Light's avatar
Nick Light

Current accounts the way they should be

5
Everything works and they're actually interested in making it better. Will never look back Reviewed on: 30th January 2019
Dan's avatar
Dan

spot on

5
Very modern approach to banking and let's you have a great insight into your personal banking and spending habits. Reviewed on: 30th January 2019
jim's avatar
jim

Incredible

5
The best experience with a bank I have ever had. The customer service is fast, simple and they always know exactly how to help. The app is so simple to use and had helped me to budget all within one place Reviewed on: 30th January 2019
Mike Eslick's avatar
Mike Eslick

Frictionless money management

5
App performance and user experience is first rate. Reviewed on: 30th January 2019
rcharlton's avatar
rcharlton

Easy to setup, quick safe procedures without the normal hassle.

5
Simple, easy to use, helps to manage correctly, constant transaction updates, nice dashboard to show spend. Reviewed on: 30th January 2019
Atif Rawn's avatar
Atif Rawn

Completely revolutionised banking for the better

5
A breath of fresh air in an otherwise dull and boring industry. Monzo have achieved so much in such a short space of time. Incredible company and ethic Reviewed on: 30th January 2019
Hugo's avatar
Hugo

Very likely

5
New customer since November 2018 Reviewed on: 30th January 2019
Edward sweeney's avatar
Edward sweeney

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