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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

briliant

5
The Monzo app is simple and easy to use and their customer service is the best I have ever experienced from a bank Reviewed on: 30th January 2019

Very user friendly bank

5
Since joining the Monzo bank I've been pleasently surprised with the service, helpful advice, and monthly updates, well done to all involved. Reviewed on: 30th January 2019

Brilliant

5
Superb app. Easy to interact with messages. Thoroughly recommend. Reviewed on: 30th January 2019

Good but a littel late apps

3
It's not the best but it is a good company because you can make easy online account Reviewed on: 30th January 2019

Comfortable, easy to open an account , easy to operate

4
Application is really easy to read. I'm really satisfied with messages about my spendings/withdrawals. Only negative is no existing support of SEPA payments. Reviewed on: 30th January 2019

Recomendo monzo

5
Quero ter conta monese mas não consigo fazer o cadastro!! E uma ótima conta Reviewed on: 30th January 2019

Good bank

5
This bank it’s a new face of money and bank, it’s a really good place, this application it’s fantastic, I love this bank. Reviewed on: 30th January 2019

Best bank

5
Best bank I have ever used,with the best customer support out there. Reviewed on: 30th January 2019

Amazing services

5
I found Monzo an amazing online banking. Reviewed on: 30th January 2019

A challenger bank traditional banks should worry about!

5
I have been with Monzo for over a year and they have provided a reliable service you can depend on, something traditional banks do not. The app is updated regularly with new innovative features that fit in with today’s lifestyle. Easy to open and easy to use. The only slight criticism I have is that because they have grown so rapidly customer service response time has become slower, although they are working on this. Reviewed on: 30th January 2019

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