Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Friendly, Safe & Dependable.

5
I have had Monzo for a little 6 months now and they’ve been amazing. Their customer service is great and very helpful. Their app is incredibly easy to use but still very secure. They come without the hassle of the high street banks. Oh and what’s not to like about that lovely pink that the card comes in?? Reviewed on: 30th January 2019
Tesfa Yoseph's avatar
Tesfa Yoseph

Future of banking is now

5
A bank has finally put customer experience at its core. The features of the app are exactly what I need. Monzo is very transparent. Loved them! Reviewed on: 30th January 2019
Victor's avatar
Victor

Simple, free and complete

5
The app is simple and I have access to the products I need without any worries. Totally recommended! Reviewed on: 30th January 2019
Adriano Donato Couto's avatar
Adriano Donato Couto

Awesome bank!

5
Have had a Monzo account for a couple of years now, it is fresh, easy to use, informative through app notifications as you use it and the online help is quick and has never failed. Highly recommended Reviewed on: 29th January 2019
Doug Watson's avatar
Doug Watson

Brick and mortar banks could learn a thing or two.

5
It's simple and fast to manage your money and keep on top of budgeting. The app makes splitting the bill easier if you're out with friends, looking forward to their future plans. Reviewed on: 29th January 2019
LiftingVegetables's avatar
LiftingVegetables

Changed the way I bank

5
Great features, awesome app and friendly customer service! Reviewed on: 29th January 2019
Tom Poole's avatar
Tom Poole

The future

5
As title but with some extra words as the minimum is 32chars Reviewed on: 29th January 2019
John's avatar
John

Would never change bank again.

5
Couldn’t ask for more from my Monzo account. From the customer support to the features and functionality that they provide, I can never see myself going back to a legacy bank. Reviewed on: 29th January 2019
Ross Muego's avatar
Ross Muego

A

4
​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​ Reviewed on: 29th January 2019
A's avatar
A

Easy Peasy...

5
I had a Monzo prepaid card which was amazingly easy to set up, when they started offering bank accounts I thought ‘why not?’ transfer from one type of account to the other was simple, simple enough that when one of my colleagues (an older lady who’s bought her first smart phone last year!) wanted a bank account that she could use abroad without worrying; I suggested she join Monzo. She’s now considering using it as her main account as she loves the fact that you have instant notifications and the app is really easy to understand, that more than anything to me is proof of how easy to use and understand Monzo bank is. The Monzo community are also really involved in the effort to make the bank better, we are asked our opinions before major rollouts, we have the opportunity to beta test new things and our thoughts are listened to and most importantly respected, the legacy bank that I came from despite selling itself as the ‘listening’ bank never really listened to anything that was suggested and it still trails behind Monzo for things like pending payments, stopping your card through the app etc. On the whole, I’m pleased I made the move as everything is just that little but more coral for me now Reviewed on: 29th January 2019
Li T's avatar
Li T

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill