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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

A truly innovative bank

5
I have been using Monzo for just over 12 months now, and in all honesty, at first I barely used it. However, it is now my bank of choice and it is the card I use for 90% of my purchases. The features that I find most useful are the stats the app generates on your spending habits which help me to realise I need to cut back on takeaways! The exchange rate when using the card abroad is also very good and the past two holidays I haven’t had to take any euros with me, I’ve just used my Monzo which has made travelling a lot easier! Would definitely recommend! Reviewed on: 29th January 2019
Joshua Prescott Hannan's avatar
Joshua Prescott Hannan

Great for splitting payments

4
This app is very useful when you're out with friends to easily split a bill in seconds. Reviewed on: 28th January 2019
T's avatar
T

Fantastic company

5
Monzo are so easy to deal with, contact is always easy and fast. Fabulous app that immediately tells you what you’ve spent at home or abroad. Reviewed on: 27th January 2019
Stu 's avatar
Stu

Great functionality

5
Love the app, particularly in app notifications, the mapped transactions and the graph at the top showing at a glance how balance has evolved. Reviewed on: 27th January 2019
Andrew Turvey's avatar
Andrew Turvey

Excellent service

5
Transparency, no hidden fees, the app is easy to use and informative, great customer service so far. Reviewed on: 27th January 2019
Esther's avatar
Esther

Simply the best challenger bank around

5
Monzo is the only challenger bank 100% free that engages with their community in trying to build a product that works for everybody. Reviewed on: 25th January 2019
Riccardo Catalani's avatar
Riccardo Catalani

Good app

5
The app is easy to use and the instant push notifications are Reviewed on: 25th January 2019
ak637's avatar
ak637

Best decision ever

5
Monzo has helped me manage my money more effectively using a combination of great visualisations and super-useful tools which I never knew I even needed before I moved over. I will not be going back to the traditional banks! Reviewed on: 25th January 2019
Rich Light's avatar
Rich Light

Outstanding

5
The best challenger bank, or the best bank overall! Ease of use, costumer service, are all outstanding, for a bank you can trust! Reviewed on: 25th January 2019
Giovanni Sanvito's avatar
Giovanni Sanvito

Monzo - Banking for today's world

5
Banking has never interested me. It is a tool to use that gets me through each month. Since switching to Monzo, I am more engaged with my finances, better at monitoring my spending, payments and even spotting trends. I love it (I can't believe I wrote that about a bank account but it's true). I have told everyone who'll listen that they should leave their antiquated banks and follow me to Monzo. Reviewed on: 25th January 2019
Peter's avatar
Peter

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