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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo - Banking for today's world

Banking has never interested me. It is a tool to use that gets me through each month. Since switching to Monzo, I am more engaged with my finances, better at monitoring my spending, payments and even spotting trends. I love it (I can't believe I wrote that about a bank account but it's true). I have told everyone who'll listen that they should leave their antiquated banks and follow me to Monzo. Reviewed on: 25th January 2019

Very Useful

Very useful and cool. It's great Reviewed on: 25th January 2019

Best bank in years

I love how easy is to manage my account with Monzo. Super quick payments and great insight on my spendings! Reviewed on: 25th January 2019

Monzo has completely changed the way I bank

The staff at Monzo are always on hand to help, and the service provided by Monzo overall as a banking experience has eliminated the need for a traditional banking system. Reviewed on: 24th January 2019

Best Bank ever!

A bank that makes sense and that think of their customers. Reviewed on: 23rd January 2019

Banking for the future!

After spending years with a high street bank I was getting fed up with my balance not reflecting what I had to spend and the service in the bank was poor too. Having looked at Monzo and seen that as soon as you spend the money is considered spent (even though it may not leave the bank for a few days) and it's not available to spend. To add to that the budgeting and ease of everything is a breath of fresh air to the banking industry. The community forum is great to give feedback and Monzo actually listen to their customers to constantly improve the user experience. Monzo are showing that banking is changing and feel the will soon be leaving other banks behind them. Monzo for bank of the year!!! Reviewed on: 22nd January 2019

The best bank there currently is

I have multiple bank accounts with different providers (many for different purposes). And Monzo is currently definitely the best bank there is on the market for day to day dealings. The banking (just like their customer support) is responsive and fast, which is definitely a must in nowadays world. Reviewed on: 22nd January 2019

Love the honest fresh approach to banking...

As a late comer to the Monzo family (and being an avid High Street bank customer for many many years), I got recommended to open a Monzo Bank Account by a recommendation by a friend. The account opening process was amazingly simple, card delivered promptly, communication at every point is amazing and the ethics of the company are simple wonderfully fresh. I love this company, and I have recommended it to everyone (EVERYONE) that I know. Reviewed on: 22nd January 2019

How banking should be

Customer for over a year now, most intuitive banking app I have used. Some of the functionality now being copied/cloned by legacy banks, but Monzo remain intuitive and ahead of the curve. Instant push notifications for any expenditure, virtual pots to segregate and manage your money better, automated payments, analysis of spending habits and integration for IFTTT are just some of the basics offered by this account, but the offering continues to expand on a regular basis. Monzo staff actively engage with their customers/community, keeping us informed with regular updates, sharing content from seminars, and involving us in polls about future functionality. See the latest by visiting the blog on their website. Overall, very pleased with the service, would recommend to all. Reviewed on: 22nd January 2019

It's a no brainer

Streamlined banking which I feel is made for me. Reviewed on: 21st January 2019

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