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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Very Useful

5
Very useful and cool. It's great Reviewed on: 25th January 2019
Josiah Beverton's avatar
Josiah Beverton

Best bank in years

5
I love how easy is to manage my account with Monzo. Super quick payments and great insight on my spendings! Reviewed on: 25th January 2019
Anton Marc's avatar
Anton Marc

Monzo has completely changed the way I bank

5
The staff at Monzo are always on hand to help, and the service provided by Monzo overall as a banking experience has eliminated the need for a traditional banking system. Reviewed on: 24th January 2019
Samantha Sharpe's avatar
Samantha Sharpe

Best Bank ever!

5
A bank that makes sense and that think of their customers. Reviewed on: 23rd January 2019
Marcelo Grundig Monteiro's avatar
Marcelo Grundig Monteiro

Banking for the future!

5
After spending years with a high street bank I was getting fed up with my balance not reflecting what I had to spend and the service in the bank was poor too. Having looked at Monzo and seen that as soon as you spend the money is considered spent (even though it may not leave the bank for a few days) and it's not available to spend. To add to that the budgeting and ease of everything is a breath of fresh air to the banking industry. The community forum is great to give feedback and Monzo actually listen to their customers to constantly improve the user experience. Monzo are showing that banking is changing and feel the will soon be leaving other banks behind them. Monzo for bank of the year!!! Reviewed on: 22nd January 2019
Andy's avatar
Andy

The best bank there currently is

5
I have multiple bank accounts with different providers (many for different purposes). And Monzo is currently definitely the best bank there is on the market for day to day dealings. The banking (just like their customer support) is responsive and fast, which is definitely a must in nowadays world. Reviewed on: 22nd January 2019
Dovile's avatar
Dovile

Love the honest fresh approach to banking...

5
As a late comer to the Monzo family (and being an avid High Street bank customer for many many years), I got recommended to open a Monzo Bank Account by a recommendation by a friend. The account opening process was amazingly simple, card delivered promptly, communication at every point is amazing and the ethics of the company are simple wonderfully fresh. I love this company, and I have recommended it to everyone (EVERYONE) that I know. Reviewed on: 22nd January 2019
Mark's avatar
Mark

How banking should be

5
Customer for over a year now, most intuitive banking app I have used. Some of the functionality now being copied/cloned by legacy banks, but Monzo remain intuitive and ahead of the curve. Instant push notifications for any expenditure, virtual pots to segregate and manage your money better, automated payments, analysis of spending habits and integration for IFTTT are just some of the basics offered by this account, but the offering continues to expand on a regular basis. Monzo staff actively engage with their customers/community, keeping us informed with regular updates, sharing content from seminars, and involving us in polls about future functionality. See the latest by visiting the blog on their website. Overall, very pleased with the service, would recommend to all. Reviewed on: 22nd January 2019
TR1's avatar
TR1

It's a no brainer

5
Streamlined banking which I feel is made for me. Reviewed on: 21st January 2019
Daniel's avatar
Daniel

Fantastic current account

5
Fantastic current account, very easy to use. App tells you instantly a transaction has occurred. Lots of great features to track and manage your money. Awesome for using overseas as there are no fees Reviewed on: 21st January 2019
Kris Harvey's avatar
Kris Harvey

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