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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Fantastic current account

Fantastic current account, very easy to use. App tells you instantly a transaction has occurred. Lots of great features to track and manage your money. Awesome for using overseas as there are no fees Reviewed on: 21st January 2019

Modern banking with heart

Monzo's the bank of dreams! They care for their customers and are easy to use. Couldn't ask for anything more. Reviewed on: 21st January 2019

A great app

Monzo is a great app for banking and from their cards to their updates when you spend is packaged really well. Reviewed on: 21st January 2019

So easy to sort finances

This app makes it so much easier to plan finances for the month - the pots make it easy to stash money away and the coin jar that saves loose change by always rounding up to the nearest pound is fantastic. I use it as a budgeting tool alongside my normal bank account - I keep money in my bank for direct debits and transfer my disposable money for the month into my Monzo - this means I know I'm not overspending. The instant alerts when money is pent means I can always see what's in my Monzo account, and the app is so simple and easy to use. Reviewed on: 21st January 2019

By far the best bank & banking app I've ever used!

Monzo are AMAZING. Second to none customer service, excellent app & they seem to be a bank who really care about their customers! Constantly updating the app, the bank & its features & they really listen to what their customers want! Reviewed on: 21st January 2019

Great!

Perfect!!! Perfect!!! Perfect!!! Reviewed on: 21st January 2019

Sheer perfection!

Overdraft was extremely helpful! Easy application. Just enter your annual pay and it calculates what overdraft you’re eligible for. You can use the overdraft straight away! Great customer service! Easy to use app! Beautiful card haha! Love everything about monzo! Reviewed on: 21st January 2019

A bank that constantly innovates and puts the customer first

The only bank that constantly innovates and listens to their customers, one feature that myself and all my friends use is the shared tabs feature which means we can split the bill extremely easily. The sign up process is fast, smooth and simple and the application the bank runs on is extremely smooth and user friendly. I love this bank! Reviewed on: 20th January 2019

So pleased I got Monzo!

Since switching over to Monzo in 2018 I have been so impressed with how easy, effective and straight forward this way of banking has been, with not a glitch in sight! I have recommended Monzo to all my friends and family and just hope one day it can be shared and used around the world! 10 stars! Reviewed on: 20th January 2019

Amazing! A bank that finally works for me

This is best bank... by a long way! I have current accounts with Lloyd’s, Metro, Revolut and Starling. I have never experienced any issues with Monzo. It’s clean, intuitive and works for me not against me!!! Revolut has terrible customer service, Metro and Lloyd’s are old and out of touch. Monzo all the way. Amazing ! Reviewed on: 20th January 2019

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