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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Bank of the future

From an innovative app with instant notifications and details of spend per day, Monzo has continued to innovate and develop and app that solves problems customers didn't know they had Reviewed on: 20th January 2019

The Future of Banking

At last a viable challenger to the traditional, old school High Street Banks. Very transparent and prepared to listen to their customers. The future of Banking. Reviewed on: 19th January 2019

Monzo is amazing

I have been using Monzo as my main current account for almost a year now, and it's simply been amazing. Likely the only reason I have been able to budget so well for our young family. Cheers Monzo! #fullmonzo Reviewed on: 18th January 2019

Best bank out there!

Signed up to Monzo last year and haven’t looked back! So much better than other accounts, easier to use, great customer service, very open and transparent. Excited to see what’s in store for this year! Reviewed on: 18th January 2019

Everything you need on your smartphone

Fully licenced FSCS bank account that lives on your smartphone with an incredibly efficient app and all features you would expect from a modern bank account, complete with support of legacy payment methods (e.g. paying in cheques by Freepost) and awesome monzo.me page to get paid by debit card Reviewed on: 18th January 2019

Super efficient banking

Completely simplify the whole banking process Reviewed on: 17th January 2019

Monzo is simply the best!

Amazing customer service, super efficient and super friendly! The app is so incredibly easy to use and I can’t rate them highly enough, well done Monzo Reviewed on: 17th January 2019

Satisfies My Needs Perfectly!

Monzo has been an integral part in the smooth transition of my relocation back to the UK from South Africa. Monzo have blown me away with their service, their app, their instant notifications, their savings Pots, shared tabs and so much more. Thank you Monzo. Reviewed on: 17th January 2019

Easily the nicest mobile experience

Easy to use, powerful analytics, everything just works Reviewed on: 17th January 2019

Easy-to-Use

Both me and my partner have an account, and have a joint account. It's revolutionised how we manage our money Reviewed on: 17th January 2019

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