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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The Future of Banking

5
At last a viable challenger to the traditional, old school High Street Banks. Very transparent and prepared to listen to their customers. The future of Banking. Reviewed on: 19th January 2019
Alistair's avatar
Alistair

Monzo is amazing

5
I have been using Monzo as my main current account for almost a year now, and it's simply been amazing. Likely the only reason I have been able to budget so well for our young family. Cheers Monzo! #fullmonzo Reviewed on: 18th January 2019
Leo's avatar
Leo

Best bank out there!

5
Signed up to Monzo last year and haven’t looked back! So much better than other accounts, easier to use, great customer service, very open and transparent. Excited to see what’s in store for this year! Reviewed on: 18th January 2019
Michael Whelan's avatar
Michael Whelan

Everything you need on your smartphone

5
Fully licenced FSCS bank account that lives on your smartphone with an incredibly efficient app and all features you would expect from a modern bank account, complete with support of legacy payment methods (e.g. paying in cheques by Freepost) and awesome monzo.me page to get paid by debit card Reviewed on: 18th January 2019
Leo Le Taro's avatar
Leo Le Taro

Super efficient banking

5
Completely simplify the whole banking process Reviewed on: 17th January 2019
Charlie Ball's avatar
Charlie Ball

Monzo is simply the best!

5
Amazing customer service, super efficient and super friendly! The app is so incredibly easy to use and I can’t rate them highly enough, well done Monzo Reviewed on: 17th January 2019
Lisa King's avatar
Lisa King

Satisfies My Needs Perfectly!

5
Monzo has been an integral part in the smooth transition of my relocation back to the UK from South Africa. Monzo have blown me away with their service, their app, their instant notifications, their savings Pots, shared tabs and so much more. Thank you Monzo. Reviewed on: 17th January 2019
Kalinka Dendor's avatar
Kalinka Dendor

Easily the nicest mobile experience

5
Easy to use, powerful analytics, everything just works Reviewed on: 17th January 2019
Cameron Carmichael Alonso's avatar
Cameron Carmichael Alonso

Easy-to-Use

5
Both me and my partner have an account, and have a joint account. It's revolutionised how we manage our money Reviewed on: 17th January 2019
tturtle's avatar
tturtle

Best bank

5
Monzo has great customer service and an amazing product. You can instantly see where you have spent money. You also have numerous great other features such as the ability to freeze and unfreeze your card and ability to see where you have spent money. (They have had thease for years) Reviewed on: 17th January 2019
Darkoli's avatar
Darkoli

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