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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Modern bank with great customer care

Extremely useful banking app with budgeting and instant notifications. Gives users great view on their financial lives Reviewed on: 16th January 2019

Amazing

Way ahead of everyone else! Mobile first and it shows Reviewed on: 16th January 2019

Monzo really is the future of banking.

The Monzo current account is the best account for those who want to manage their finances. Monthly budgets, the ability to categorise your spending, and rounding up purchases to build up savings are features that are so simple, it's a surprise no traditional bank has implemented them. Reviewed on: 16th January 2019

A breath of fresh air

Built-in budgeting and smart categorisation are Monzo's strongest tools. Plus the great customer support Reviewed on: 16th January 2019

Simply the best on the market right now!

This bank is phenomenal. - Customer Support of the highest quality. - Technologically advanced. - Great idea generation and new features that leaves the high street banks struggling to catch up. - Transparent fees Banking how it should be! Reviewed on: 16th January 2019

10/10

Excellent in-app features, instant help available – miles ahead of other banks Reviewed on: 16th January 2019

Best bank ever invented

Forward thinking, transparent, awesome at communication, both when they get things right and wrong Reviewed on: 16th January 2019

Bank of the Future

Monzo revolutionised how I see money, with instant standing notifications, no international fees, inbuilt budgeting, easy control over freezing your card, and fantastic customer support it really feels like they have brought banking into the 21st century Reviewed on: 16th January 2019

A different level

Completely different experience in almost all aspects compared to the legacy banks. What they don’t have they are adding and in a totally transparent way. Also when they do add it, the execution is on a different level. Reviewed on: 16th January 2019

Making banking easy and fun! recommend to everyone

The app continues to get better, I like saving pot and instant notifications when I spend- take abroad with no hassle, the best bank and app Reviewed on: 16th January 2019

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