Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Best bank ever

5
Personable and efficient customer service. Amazing transparency of product and great user experience. Reviewed on: 17th January 2019
Mike's avatar
Mike

Monzo is great

5
I am an early adopter of Monzo and have found every aspect of the experience, first class. I have recommended them to many people and wil continue to do so. Reviewed on: 17th January 2019
Johnny Bouchier's avatar
Johnny Bouchier

Modern bank

5
Customer friendly bank with an excellent app. New features regularly released. Reviewed on: 17th January 2019
Ben Bowtell's avatar
Ben Bowtell

Spectacular

5
Quite literally the bank of the future. Brilliant stuff, download the app and get started because they are truly spectacular. Reviewed on: 17th January 2019
Josh's avatar
Josh

Excellent

5
Monzo has changed my financial life. Its like an accounts manager on steroids. I have recommended to everybody. Reviewed on: 17th January 2019
Pete's avatar
Pete

Great banking experience

5
Instant transactions, rich transaction details, and spending analytics have transformed the way I use my bank Reviewed on: 16th January 2019
Rocket's avatar
Rocket

Great

5
They are great, far better than any other bank i have used previously Reviewed on: 16th January 2019
Roderick Crawford's avatar
Roderick Crawford

Best bank ever!

5
Monzo's banking experience is completely tailored to the needs of the customer. Ever wondered about a banking service that would be useful such as opening a savings account with top rates in seconds chances are high Monzo has done it or is working on it already with full transparency to customers Reviewed on: 16th January 2019
Mathieu Van Daele's avatar
Mathieu Van Daele

Offers what other banks offer and more

4
Awesome analytics, fast payments, best currency exchange and great user experience. Just needs to improve on customer service waiting times and add other financial services Reviewed on: 16th January 2019
maz's avatar
maz

Modern bank with great customer care

5
Extremely useful banking app with budgeting and instant notifications. Gives users great view on their financial lives Reviewed on: 16th January 2019
Matt's avatar
Matt

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill