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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Amazing

5
Way ahead of everyone else! Mobile first and it shows Reviewed on: 16th January 2019
Anonymous's avatar
Anonymous

Monzo really is the future of banking.

5
The Monzo current account is the best account for those who want to manage their finances. Monthly budgets, the ability to categorise your spending, and rounding up purchases to build up savings are features that are so simple, it's a surprise no traditional bank has implemented them. Reviewed on: 16th January 2019
msptt's avatar
msptt

A breath of fresh air

5
Built-in budgeting and smart categorisation are Monzo's strongest tools. Plus the great customer support Reviewed on: 16th January 2019
Greg's avatar
Greg

Simply the best on the market right now!

5
This bank is phenomenal. - Customer Support of the highest quality. - Technologically advanced. - Great idea generation and new features that leaves the high street banks struggling to catch up. - Transparent fees Banking how it should be! Reviewed on: 16th January 2019
James Brierley's avatar
James Brierley

10/10

5
Excellent in-app features, instant help available – miles ahead of other banks Reviewed on: 16th January 2019
Tom's avatar
Tom

Best bank ever invented

5
Forward thinking, transparent, awesome at communication, both when they get things right and wrong Reviewed on: 16th January 2019
ramsey's avatar
ramsey

Bank of the Future

5
Monzo revolutionised how I see money, with instant standing notifications, no international fees, inbuilt budgeting, easy control over freezing your card, and fantastic customer support it really feels like they have brought banking into the 21st century Reviewed on: 16th January 2019
Craig James Duffy's avatar
Craig James Duffy

A different level

5
Completely different experience in almost all aspects compared to the legacy banks. What they don’t have they are adding and in a totally transparent way. Also when they do add it, the execution is on a different level. Reviewed on: 16th January 2019
Gordon's avatar
Gordon

Making banking easy and fun! recommend to everyone

5
The app continues to get better, I like saving pot and instant notifications when I spend- take abroad with no hassle, the best bank and app Reviewed on: 16th January 2019
John's avatar
John

Best bank I've ever had

5
I use several digital banks, and Monzo is by far the easiest to use and best customer service. Keep it up (please). Reviewed on: 16th January 2019
Joe J's avatar
Joe J

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