Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

View other Monzo products

4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

World class

Amazing!!!!!!! By far the best current account and bank out there!!! Reviewed on: 15th January 2019

An amazing bank who break the boundaries every week

I have banked with Monzo since the beginning and it’s been a pleasure since I started. High street banks need to shape up and start taking tips from start up banks Reviewed on: 15th January 2019

Simply works for me

The transfer to Monzo was a great experience. The app has allowed me to cut my money management to 0, helped me budget and helped me save. Minimalist really is best. Thank you Monzo. Reviewed on: 15th January 2019

Amazing bank

Customer service is incredible and their app by far is much better than any other bank Reviewed on: 15th January 2019

best bank

Excellent customer service, no need to wait ages on a call to speak to a human. App has excellent budget features and i love being able to see what I've spent that day instead of trying to remember everything or having to record it in a notebook/notes app. Everything is just so much easier to do. Monzo are revolutionising the banking industry. Reviewed on: 15th January 2019

Responsive & helpful

Excellent service, communication always up to date and immediate Reviewed on: 15th January 2019

Best Bank Account Ever

They have removed all the complications you have with a normal bank. Everything is so easy from opening the account, to tracking your spend, split money instantly into different pots, instant transactions & notifications. Instantly freeze card, card delivered next day, no fees on foreign transaction. Reviewed on: 15th January 2019

Game changer

Great bank, great features, great customer service. Other banks are busy trying to catch-up Reviewed on: 15th January 2019

elegent use of data & technology to enhance the customer experience

painless and productive experience Reviewed on: 15th January 2019

The best bank ever

They have rethought the customer experience from start to finish Reviewed on: 15th January 2019

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Hampden Bank 4.50 from 5 reviews
Current account
from Cater Allen 0.00 from 0 reviews
Student 20 Account
from Bank of Ireland 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub