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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Brilliant bank brilliant customer service

Absolutely excellent fast and reassuring customer service, never had any problems and great app Reviewed on: 30th January 2019

Fantastic bank

So easy to use and really helps me to manage my budgets and spending effectively Reviewed on: 30th January 2019

Anywhere bank

Cutting edge tech behind a ubiquitous banking model. Great analytics and intuitive interface. Reviewed on: 30th January 2019

Beautifully simplified banking

It makes it so much easier and elegant to manage money. It's clear, informative and straightforward. This is what banking should look like Reviewed on: 30th January 2019

Banking done right.

I fell in love with monzo after a friend recommend it to me. She told me about all the nifty functionality it had and I opend an account straight away. I was so impressed I even got 3 of my family members to join too plus sent inote to everyone in my phone book. It's simple, easy to navigate and understand, and gives you all the information that mattera.Basically it's banking done right. I love how I can pay a friend who has a monzo account without having to faff around asking for their details. They are right there on my frinds list. I love how I can play around in with my saving pots and put money aside for specific things. It's just perfect for me. I even had a look at the job vacancies, because they are simply an awesome company I'd love to be part of. Pity there was nothing available in my area. Reviewed on: 30th January 2019

So open to customer feedback

Monzo is so genuinely focussed on the customer. Customers can really influence the service. I feel part of the community and have a postive relationship with my money and bank. Its super easy and any queries are solved fast and effectively. Reviewed on: 30th January 2019

The monzo is safely and you can share everthing with your friend and family

the monzo is perfect you can do everthing Reviewed on: 30th January 2019

Monzo listens

Easy to use and helps keep track of spending, saving goals and warns if you are heading towards spending beyond your selected budget Reviewed on: 30th January 2019

Bank of the future

Monzo is the future. 'nuff said it's just that good Reviewed on: 30th January 2019

Amazing Bank experience

Stunning card, smart app, easy to get in touch and continuous improvement. I am enthusiastic about the Bank and would not change banks so far. Reviewed on: 30th January 2019

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