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Monzo: Current account reviews

4.93
Based on 19,402 reviews, last reviewed 28th Apr 2026
3226% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026
Baz Sellers's avatar
Baz Sellers

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19402)

The monzo is safes money

5
I like to much monzo i can do everthing with it Reviewed on: 30th January 2019

Incredible

5
I’ve been a fan since it was Mondo! Reviewed on: 30th January 2019

Banking the way it should be

5
All traditional banks should watch carefully. This is how to do banking and customer service Reviewed on: 30th January 2019

Just brilliant.. Can't say enough.

5
Monzo is how we want banking to be. Love the spirit and culture they've created. Very well done. Reviewed on: 30th January 2019

Current accounts the way they should be

5
Everything works and they're actually interested in making it better. Will never look back Reviewed on: 30th January 2019

spot on

5
Very modern approach to banking and let's you have a great insight into your personal banking and spending habits. Reviewed on: 30th January 2019

Incredible

5
The best experience with a bank I have ever had. The customer service is fast, simple and they always know exactly how to help. The app is so simple to use and had helped me to budget all within one place Reviewed on: 30th January 2019

Frictionless money management

5
App performance and user experience is first rate. Reviewed on: 30th January 2019

Easy to setup, quick safe procedures without the normal hassle.

5
Simple, easy to use, helps to manage correctly, constant transaction updates, nice dashboard to show spend. Reviewed on: 30th January 2019

Completely revolutionised banking for the better

5
A breath of fresh air in an otherwise dull and boring industry. Monzo have achieved so much in such a short space of time. Incredible company and ethic Reviewed on: 30th January 2019

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