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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Brilliant App and service

5
The app is really useful to see spending habits, and really easy to use. Reviewed on: 30th January 2019
Phil07952's avatar
Phil07952

Great and fast

5
Excellent, honest and approachable. Taking banking to what it should be rather than sticking with the status quo Reviewed on: 30th January 2019
Jason Cabot's avatar
Jason Cabot

Saved a fortune in Bank Fees

5
I had always struggled to stay within my overdraft limit so always got charged additional unauthorized overdraft fees. Since switching to Monzo I have paid no unauthorized overdraft fees as a) they don’t charge fees And B) their App has allowed me to have more control over my finances and budgets. I now only have one bank account - Monzo - and I check my account account maybe once or twice a day.. Over the last 6 months I have been no where near my overdraft limit. Thank you Monzo Reviewed on: 30th January 2019
Andre Glanville 's avatar
Andre Glanville

Best account I've had!

5
Love the simplicity of it. The app is brilliant. The pots especially. Reviewed on: 30th January 2019
Gabby Johnston Carlyon's avatar
Gabby Johnston Carlyon

Awareness

5
I use the app pushes and think...”how have I spent that much”? Those habits are broken down for me and it’s clear what i’m Up to. I don’t have to think, it’s genius. Reviewed on: 30th January 2019
Ruth 's avatar
Ruth

Money at a glance

5
I love how easy it is to keep track of your money using Monzo. A detailed breakdown at your fingertips....and the flourescent orange card never fails to impress. A truly innovative and customer based company. Reviewed on: 30th January 2019
DG's avatar
DG

Monzo represents a quantum leap forward in customer-centric excellence

5
The Monzo App & products are truly inspirational and exceptional in their excellence of features. Applying for a current account is easy, intuitive & extremely secure. A bank totally designed by the customers & for the customers. Now with upwards of 1.3 million customers, growing faster than any of the competition & soon to become a World-player. Monzo is the best thing to happen to banking in my long life-time. Reviewed on: 30th January 2019
TonyF's avatar
TonyF

best service

5
Excellent customer service, great interaction both online and via chat. Really time saving. Reviewed on: 30th January 2019
Mariela Borisova's avatar
Mariela Borisova

Love it!

5
It's so easy to use and when you're in need of help they are immediatley available and helpful whenever there's a problem Reviewed on: 30th January 2019
Ivy's avatar
Ivy

Love them

5
Love everything they do! Their app is very useful and I use it daily. Started budgeting since I'm with them, and very easy to do so! Reviewed on: 30th January 2019
Skye's avatar
Skye

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