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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Love them

Love everything they do! Their app is very useful and I use it daily. Started budgeting since I'm with them, and very easy to do so! Reviewed on: 30th January 2019

Monzo

Monzo is fantastic. Relatively new in the Banking sector and already so far ahead of established Banks The tech is great and the future looks bright for them and there customers. Highly recommend opening an account with them Reviewed on: 30th January 2019

How banking should be

I love technology and gadgets in general but Monzo is great because it's exactly what banking should be. The app is really easy to use and intuitive and features like the instant notifications, pots and splitting bills make life much easier! Reviewed on: 30th January 2019

Amazing bank and app

Really indicative bank, amazing app full of useful features such as budgeting, card freezing, and use your card abroad at normal exchange rate!!! Love it Reviewed on: 30th January 2019

Perfect

Easy to set up. Simple to use. Fast and efficient. Regular, helpful correspondence from the developers. Perfect, but keeps getting better! Reviewed on: 30th January 2019

The best online banking

It's convenient and easy to use, also a very transparent bank, I like how you get alerted each time you spend and the fact that you can instantly freeze your card if lost or stolen. Reviewed on: 30th January 2019

Mega Monzo

Fantastic from start to finish - Monzo help me organise, plan and budget my spending and saving on a day to day and long term basis. The technical innovation makes banking easier, the customer support is second to none and to borrow from another well known company - it just works! Reviewed on: 30th January 2019

The best bank ever

The best bank and banking app I’ve ever used. User friendly, easy to use features and everything works so smoothly. It takes seconds to make transfers and anything else you actually need to do with your bank account. A huge plus for super easy opening of a new bank account that doesn’t require a proof of address - it reduces so much burdens for those who need to open an account fast. Reviewed on: 30th January 2019

Simply the best

Hard not to use every superlative under the sun to describe how great Monzo is. It is head and shoulders about every other bank. Reviewed on: 30th January 2019

Bank for the 21st century

Its the little things. Hash tags on spending allows me to keep track of how much i spend for work. It enables you to group all your petrol receipts in jan for instance so you know your complete outlay. Excellent feature. If you miss place your card you can stop it immediately. Then if you find it you can reinstate it no bother. If you have an idea they listen. The customer service is excellent and the bank feels like they work for me not just some to syphon the cream off the top. Reviewed on: 30th January 2019

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