Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is the future of banking!

Designed for app based banking - easy to use, smart and always adding features to make it easy to plan, budget and save. It just works brilliantly. Reviewed on: 30th January 2019

Brilliant App and service

The app is really useful to see spending habits, and really easy to use. Reviewed on: 30th January 2019

Great and fast

Excellent, honest and approachable. Taking banking to what it should be rather than sticking with the status quo Reviewed on: 30th January 2019

Saved a fortune in Bank Fees

I had always struggled to stay within my overdraft limit so always got charged additional unauthorized overdraft fees. Since switching to Monzo I have paid no unauthorized overdraft fees as a) they don’t charge fees And B) their App has allowed me to have more control over my finances and budgets. I now only have one bank account - Monzo - and I check my account account maybe once or twice a day.. Over the last 6 months I have been no where near my overdraft limit. Thank you Monzo Reviewed on: 30th January 2019

Best account I've had!

Love the simplicity of it. The app is brilliant. The pots especially. Reviewed on: 30th January 2019

Awareness

I use the app pushes and think...”how have I spent that much”? Those habits are broken down for me and it’s clear what i’m Up to. I don’t have to think, it’s genius. Reviewed on: 30th January 2019

Money at a glance

I love how easy it is to keep track of your money using Monzo. A detailed breakdown at your fingertips....and the flourescent orange card never fails to impress. A truly innovative and customer based company. Reviewed on: 30th January 2019

Monzo represents a quantum leap forward in customer-centric excellence

The Monzo App & products are truly inspirational and exceptional in their excellence of features. Applying for a current account is easy, intuitive & extremely secure. A bank totally designed by the customers & for the customers. Now with upwards of 1.3 million customers, growing faster than any of the competition & soon to become a World-player. Monzo is the best thing to happen to banking in my long life-time. Reviewed on: 30th January 2019

best service

Excellent customer service, great interaction both online and via chat. Really time saving. Reviewed on: 30th January 2019

Love it!

It's so easy to use and when you're in need of help they are immediatley available and helpful whenever there's a problem Reviewed on: 30th January 2019

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bank account
from HSBC 3.91 from 1386 reviews
Current Account
from permanent tsb 3.14 from 15 reviews
Current Accounts
from London Community Credit Union 3.56 from 3 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub