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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Simple banking, no catches

5
Easy to use hassle free no charges Reviewed on: 30th January 2019
M's avatar
M

a breath of fresh air

5
keeps me in touch with all my spending, allows me to put aside money for specific projects, saves money on foreign transactions, a bank that is right up to date with the modern world Reviewed on: 30th January 2019
william fletcher's avatar
william fletcher

Best bank out there

5
Super easy to use and transfer money, everyone has a monzo and it makes splitting bills easy! Reviewed on: 30th January 2019
Hannah's avatar
Hannah

The best

5
I wish all banks were as efficient as Monzo. They have some great ideas within the banking app. that really help on a daily basis. Reviewed on: 30th January 2019
Jacqueline Walker's avatar
Jacqueline Walker

Refreshingly reliable

5
Currency conversion is simple and transparent. On phone app is a delight. Ability to put money in or out of pots easy to use Reviewed on: 30th January 2019
Nic Homan's avatar
Nic Homan

Banking for the 2020s

5
Groundbreaking new bank. Total control of your account from your phone. Instant notification of payments. Brilliant features including un/freezing your card which they had ages before Barclays. Give it a go! Reviewed on: 30th January 2019
Alisterb's avatar
Alisterb

Modern and customer focused

5
Constantly progressing and working with its customers. Reviewed on: 30th January 2019
Alex's avatar
Alex

The best family friendly banking ever

5
Monzo is so great for families and friends. It’s teslkt simple to use. Realy transparent and saves you a fortune when travelling abroad Wouldn’t be without my little pink card Reviewed on: 30th January 2019
Amanda Selvaratnam's avatar
Amanda Selvaratnam

Brilliant banking

5
Monzo has helped me get my finances in order with its budgeting tools. The coin jar savings are s brilliant idea too. I love this current account! Reviewed on: 30th January 2019
Nikbate's avatar
Nikbate

Monzo is the future of banking!

5
Designed for app based banking - easy to use, smart and always adding features to make it easy to plan, budget and save. It just works brilliantly. Reviewed on: 30th January 2019
Benga's avatar
Benga

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