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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Makes me feel in control

Intuitive, easy to use banking that makes me feel in control - the speed and transparency with which features develop is fab too. Reviewed on: 30th January 2019

Simple banking, no catches

Easy to use hassle free no charges Reviewed on: 30th January 2019

a breath of fresh air

keeps me in touch with all my spending, allows me to put aside money for specific projects, saves money on foreign transactions, a bank that is right up to date with the modern world Reviewed on: 30th January 2019

Best bank out there

Super easy to use and transfer money, everyone has a monzo and it makes splitting bills easy! Reviewed on: 30th January 2019

The best

I wish all banks were as efficient as Monzo. They have some great ideas within the banking app. that really help on a daily basis. Reviewed on: 30th January 2019

Refreshingly reliable

Currency conversion is simple and transparent. On phone app is a delight. Ability to put money in or out of pots easy to use Reviewed on: 30th January 2019

Banking for the 2020s

Groundbreaking new bank. Total control of your account from your phone. Instant notification of payments. Brilliant features including un/freezing your card which they had ages before Barclays. Give it a go! Reviewed on: 30th January 2019

Modern and customer focused

Constantly progressing and working with its customers. Reviewed on: 30th January 2019

The best family friendly banking ever

Monzo is so great for families and friends. It’s teslkt simple to use. Realy transparent and saves you a fortune when travelling abroad Wouldn’t be without my little pink card Reviewed on: 30th January 2019

Brilliant banking

Monzo has helped me get my finances in order with its budgeting tools. The coin jar savings are s brilliant idea too. I love this current account! Reviewed on: 30th January 2019

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