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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo changed my relationship with banking

5
I never thought I would be someone who votes for companies in their industry awards, and yet I want to do it with Monzo. What Monzo are doing within banking is nothing short of incredible. Their app is great and the features they add are super helpful - and added almost weekly. The app just keeps getting better and on top of that, Monzo the company have been incredible too. From great customer service to their taking a stand against gambling and transphobia, they are truly the company of the future and I hope they force other companies to really look at how they're doing business. I truly hope they continue to succeed. Reviewed on: 15th January 2019
Jared Hill's avatar
Jared Hill

Excellent all round! Modern Bank

5
I've been with Monzo from the start. It really is like no other bank. Their app is so easy to use it makes banking a pleasure. From little things like spending notifications to the compatibility with IFTTT, there's tons of useful features! Reviewed on: 15th January 2019
fryjak's avatar
fryjak

Brilliant bank that helps me budget

5
I've been using Monzo for over a year now and it is easiest way for me to save and budget. Not only can I have multiple pots to separate my money, I get stats and facts on my spending habits. Reviewed on: 15th January 2019
Liz Hamburger's avatar
Liz Hamburger

Great user experience

5
Simple and quite intuitive UI. Has bill splitting and shared tabs which are both great ways to share expenses after going out with friends. Love the effort the company puts to cater for users requirements and preferences and the overall transparency! Reviewed on: 15th January 2019
Nick's avatar
Nick

Absolutely love Monzo

5
As soon as I opened my Monzo account I hardly used my other bank. Monzo loves their customers and they are so cheerful. The app is so easy to use and has features that most other banks don’t have. Reviewed on: 15th January 2019
Verity's avatar
Verity

Innovative

5
This Bank is everything I want in a bank, easy to use, customer oriented, new fresh ideas and a customer service second to none. I particularly like the pots idea which I have noticed other Banks trying to copy. I trust this Bank Reviewed on: 15th January 2019
Sipda's avatar
Sipda

Great

5
Amazingly perfect never had any issues Reviewed on: 15th January 2019
Myles Vale's avatar
Myles Vale

Perfect

4
Never had any issues pathing the way In banking Reviewed on: 15th January 2019
Myles Vale's avatar
Myles Vale

Amazing

5
Only been fantastic never had any issues really pathing the way in the banking world Reviewed on: 15th January 2019
Myles Vale's avatar
Myles Vale

Fantastic bank

5
Outstanding customer service and a great product Reviewed on: 15th January 2019
Simon's avatar
Simon

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