Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

View other Monzo products

4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

I cannot understand why everyone does not use Monzo

I cannot understand why everyone doesn’t use Monzo Reviewed on: 15th January 2019

Easy to use, powerful product

Monzo has made banking easy and accessible. Instant live chat support means that branches aren’t needed and they have turned routine services into banking services - for example cheques are sent through the post and cash is deposited with PayPoint corner shops Reviewed on: 15th January 2019

Great Future

Yes Monzo is not 100% perfect. But I would say it’s 99% perfect. Much better than any bank I have used before. Great and friendly team. Using it since a year as my main account. Reviewed on: 15th January 2019

The best and still getting better

A no hassle experience and a revolutionary way of banking Reviewed on: 15th January 2019

A breath of fresh air

Causing the banking industry to pull their socks up, fresh new attitude towards personal banking making it simple to immediately monitor your spending. Reviewed on: 15th January 2019

It is what modern day banking is all about

Easy to set up a current account and even easier to access. The technology of Monzo is miles ahead of the rest of banking world. Reviewed on: 15th January 2019

The bank made easy

Very easy to use, brilliant customer service and allows you full control of your finances. In addition in less than a year they have made juges improvements like pots, savings. Growing fast and steady with this ‘je ne sais quoi’ that makes using a bank enjoyable. Go team Monzo. Reviewed on: 15th January 2019

Best bank

Amazing app, constant innovation, great social team. Way ahead of all the legacy banks. Puts you in control of your money Reviewed on: 15th January 2019

All round excellent product

Allows me to manager my finances better, understand my spending habits and plan for future. Notifies me of upcoming spend too. Reviewed on: 15th January 2019

Future of personal banking

A bank who listens to their clients. Unheard of anywhere else... Reviewed on: 15th January 2019

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Zopa 4.93 from 6589 reviews
Current account
from Starling Bank 4.94 from 27451 reviews
M Plus account
from Virgin Money 4.29 from 33 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub