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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Stunning fraud prevention from day one

5
When I use my card with a new online site, I get a prompt in the Monzo app asking if I approve this transaction. This happens in real time. This is in addition to real time, pop up notifications on my phone every time something goes in, or out of my account. If legacy banks, including first direct and Barclaycard, offered this in-app approval and notification, online fraud would finally have a fight on its hands. Reviewed on: 15th January 2019
Andrew Gill's avatar
Andrew Gill

Best banking experience so far

5
Great user experience, can’t fault it Reviewed on: 15th January 2019
James Middleton's avatar
James Middleton

It's changed my life

5
Amazing features, and delightful service. Reviewed on: 15th January 2019
Brenda Wong's avatar
Brenda Wong

The future of banking

5
The app and the support are incredible. Always innovating, always adding features. Being able to see your purchases immediately is amazing and the budgeting tools are top notch. Reviewed on: 15th January 2019
ChrAWESOME's avatar
ChrAWESOME

great

5
good for instant alerts and helping with budgeting Reviewed on: 15th January 2019
Olston Olly B Barzey's avatar
Olston Olly B Barzey

Always recommend to everyone

5
The best bank I have ever used. Engaging, empowering and easy to use. Makes me feel like I am in control of my money. Its great Reviewed on: 15th January 2019
Tomas Milner's avatar
Tomas Milner

Great bank

5
I love Monzo! Really hope they win!!! Reviewed on: 15th January 2019
User_6476676's avatar
User_6476676

Best Bank I've Used

5
I've been around the block when it comes to bank accounts. But Monzo by far have been the best. Their response time to my queries is phenomenal, its good to know i'm talking with a person who is professional but at the same time allowed to be human and not follow the scripts so to say. I've lost my card a couple of times in the past year, an they have made sure I get a replacement within a few days. The fact it's a bank you use through your phone should not deter people, it actually is more convienent than you think. Oh and the exchange fees on using your card abroad is something other banks should be ashamed about. No stupid fees, no nonsense. Best bank. Reviewed on: 15th January 2019
aManCalledDavid's avatar
aManCalledDavid

I've been waiting for a current account like this for a long time

5
The company's stream of Innovation, focus on customer experience and transparency is what makes Monzo a fantastic bank/app, which I would recommend to anyone! Reviewed on: 15th January 2019
Anton Sariev's avatar
Anton Sariev

Not just a Bank

5
The app works great, but what's better is their customer support services Reviewed on: 15th January 2019
Julio Yaguez Garcia's avatar
Julio Yaguez Garcia

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