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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I cannot understand why everyone does not use Monzo

I cannot understand why everyone doesn’t use Monzo Reviewed on: 15th January 2019

Easy to use, powerful product

Monzo has made banking easy and accessible. Instant live chat support means that branches aren’t needed and they have turned routine services into banking services - for example cheques are sent through the post and cash is deposited with PayPoint corner shops Reviewed on: 15th January 2019

Great Future

Yes Monzo is not 100% perfect. But I would say it’s 99% perfect. Much better than any bank I have used before. Great and friendly team. Using it since a year as my main account. Reviewed on: 15th January 2019

The best and still getting better

A no hassle experience and a revolutionary way of banking Reviewed on: 15th January 2019

A breath of fresh air

Causing the banking industry to pull their socks up, fresh new attitude towards personal banking making it simple to immediately monitor your spending. Reviewed on: 15th January 2019

It is what modern day banking is all about

Easy to set up a current account and even easier to access. The technology of Monzo is miles ahead of the rest of banking world. Reviewed on: 15th January 2019

The bank made easy

Very easy to use, brilliant customer service and allows you full control of your finances. In addition in less than a year they have made juges improvements like pots, savings. Growing fast and steady with this ‘je ne sais quoi’ that makes using a bank enjoyable. Go team Monzo. Reviewed on: 15th January 2019

Best bank

Amazing app, constant innovation, great social team. Way ahead of all the legacy banks. Puts you in control of your money Reviewed on: 15th January 2019

All round excellent product

Allows me to manager my finances better, understand my spending habits and plan for future. Notifies me of upcoming spend too. Reviewed on: 15th January 2019

Future of personal banking

A bank who listens to their clients. Unheard of anywhere else... Reviewed on: 15th January 2019

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