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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Just amazing

Simple, intuitive, at your fingertips and incredible customer service. Makes banking so easy and instant. With great budgeting tools and other new features almost monthly, Monzo leads the way! Reviewed on: 15th January 2019

Great bank

Fresh alternative to the established banks Reviewed on: 15th January 2019

How banks should be

Long time coming, very intuitive Reviewed on: 15th January 2019

Banking experience of the future

Monzo is a bank of the future. Simple banking with a lot of useful services to help you manage your finances - saving pots, year in Monzo, transfers etc. Reviewed on: 15th January 2019

Best bank ever

They are the only bank that feels open & transparent about everything they do. My favourite feature is pots, as it allows me to breakdown my money create budgets/targets. Reviewed on: 15th January 2019

Great

I really like their customer-above-all-else approach not all too common in the Libor-rigging bent banking world of today. Reviewed on: 15th January 2019

Gone fully monzo

I love the idea of knowing what payment are due in a few days Reviewed on: 15th January 2019

All rounder

Great bank and app in general. I just wish it had daily budgeting features Reviewed on: 15th January 2019

Banking as it should be!

Couldn't be more pleased with the choice I made to use Monzo as my main bank! Everything I expect from a company on which I trust my money, Monzo actually do - and they continue to exceed my expectations month over month. I can only hope they keep the same awesome service for the years to come. Reviewed on: 15th January 2019

Ease of use and rapid tech

Monzo has allowed me to consciously think about my spending with its immediate alerts, graph representation of money and app. The overall user experience is unique and better than my other bank Reviewed on: 15th January 2019

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