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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank

5
Fresh alternative to the established banks Reviewed on: 15th January 2019
Ivan Indilo's avatar
Ivan Indilo

How banks should be

5
Long time coming, very intuitive Reviewed on: 15th January 2019
Chris Norman's avatar
Chris Norman

Banking experience of the future

5
Monzo is a bank of the future. Simple banking with a lot of useful services to help you manage your finances - saving pots, year in Monzo, transfers etc. Reviewed on: 15th January 2019
JK's avatar
JK

Best bank ever

5
They are the only bank that feels open & transparent about everything they do. My favourite feature is pots, as it allows me to breakdown my money create budgets/targets. Reviewed on: 15th January 2019
Marc Easen's avatar
Marc Easen

Great

5
I really like their customer-above-all-else approach not all too common in the Libor-rigging bent banking world of today. Reviewed on: 15th January 2019
Peter Simons's avatar
Peter Simons

Gone fully monzo

5
I love the idea of knowing what payment are due in a few days Reviewed on: 15th January 2019
Riaz Uddin 's avatar
Riaz Uddin

All rounder

5
Great bank and app in general. I just wish it had daily budgeting features Reviewed on: 15th January 2019
Tasam Farkie's avatar
Tasam Farkie

Banking as it should be!

5
Couldn't be more pleased with the choice I made to use Monzo as my main bank! Everything I expect from a company on which I trust my money, Monzo actually do - and they continue to exceed my expectations month over month. I can only hope they keep the same awesome service for the years to come. Reviewed on: 15th January 2019
Eduardo Pita's avatar
Eduardo Pita

Ease of use and rapid tech

5
Monzo has allowed me to consciously think about my spending with its immediate alerts, graph representation of money and app. The overall user experience is unique and better than my other bank Reviewed on: 15th January 2019
Gus Curley's avatar
Gus Curley

Best bank in the UK

5
The app is so simple to use but at the same time full of functionalities. Online banks are revolutionising banking and Monzo is leading the change by costantly pushing the boundaries of innovation. Reviewed on: 15th January 2019
LS's avatar
LS

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