Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

View other Monzo products

4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Simply the way a bank should work.

There's too many good things about this bank. Splitting bills, scheduling payments, creating savings pots separate from your main balance. I don't know why the entirety of the UK aren't using it. The app is amazing. The customer service is of the highest quality. Reviewed on: 14th January 2019

Simple, reliable, game changer

Great easy to use app that keeps rolling out better and better features. Reviewed on: 14th January 2019

Consistently excellent, makes banking enjoyable

Everything I do on monzo is as easy as I could imagine anything to do with banking. It feels like it was designed to be used by the customer and the experience shows that. About time the banking world got a shakeup and caught up with the high standards of customer service and usability we have come to expect. Reviewed on: 14th January 2019

Brilliant bank

Customer service is my number one priority and theirs too. Reviewed on: 14th January 2019

Great app and keeps pushing forward

Great app and very handy. Keep new ideas coming regularly and superb for cross family use Reviewed on: 14th January 2019

Banking as it should be

This is a bank for the people with a real sense of customer focus. Reviewed on: 14th January 2019

Amazing!

This bank is what all banks should aspire to. Modern banking for the 21st century, secure accounts, brilliant features like freezing cards, rounding up and pots and an easy to manage app. It’s perfect! Reviewed on: 14th January 2019

Monzo makes money fun

I started using Monzo because they had a solid app and we’re doing things differently. Years later they haven’t stopped! They just keep adding cool features and being transparent with how they’re building the best bank in Britain. I’m all in! Reviewed on: 14th January 2019

Addictive banking

The ease, efficiency and minimal cost of the app is amazing. The feature packed current account and app is second to none. Monzo has made me excited about banking. I sometimes find myself jut going into the app and exploring around because I enjoy it so much. Reviewed on: 14th January 2019

Amazing bank for the modern day

Makes managing my money easy for the first time in my life. Fair, honest, transparent. Thank you Tom and Monzo Team. Reviewed on: 14th January 2019

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Hampden Bank 4.50 from 5 reviews
Current Account
from ICICI Bank 5.00 from 2 reviews
Classic Account
from Lloyds Bank 4.03 from 796 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub