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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I can't go back to traditional current accounts after trying Monzo

Instant spending alerts. Cheap and hassle free to use abroad. Excellent customer service. Reviewed on: 14th January 2019

Best way to keep track of your finances

Makes budgeting and financial planning a breeze. And the customer service is unrivalled! Reviewed on: 14th January 2019

Best account ever

It is the next generation of the Bank. Reviewed on: 14th January 2019

Best change/swap I've ever made

Their app is open, clear and helps you save both time and money. I swapped from Halifax (20years) to Monzo and I never realised how far behind the times Halifax was. Would never go back! Reviewed on: 14th January 2019

The best bank.... in the World. Probably.

Cannot fault Monzo. A breath of fresh air in the haze of stale legacy bank ooze. Reviewed on: 14th January 2019

Stress free banking

Finally, an easy to use bank! Flawless customer service, we'll integrated services and faultless transactions. Reviewed on: 14th January 2019

great app and customer service

the app is a pleasure to use and the customer service is 1st class. Unlike my previous bank, who will not be named, I don't dread the thought of having to contact Monzo's customer service. Reviewed on: 14th January 2019

The best current account experience going

Have taken a truly customer centric mindset in building in a bank fit for the future. Transparency at every step. Great app and experience. Never let me down from day 1 and future features are 10 years ahead of any high street bank. Reviewed on: 14th January 2019

It simply awesome

Monzo has been all the way amazing since on boarding through paying bills, sharing drinks and so on Reviewed on: 14th January 2019

The way it should be

Monzo makes banking fun. Easy to use, simple to see what you’re spending, great budgeting aid Reviewed on: 14th January 2019

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