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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best way to keep track of your finances

5
Makes budgeting and financial planning a breeze. And the customer service is unrivalled! Reviewed on: 14th January 2019
D Morgan's avatar
D Morgan

Best account ever

5
It is the next generation of the Bank. Reviewed on: 14th January 2019
Omer Celik 's avatar
Omer Celik

Best change/swap I've ever made

5
Their app is open, clear and helps you save both time and money. I swapped from Halifax (20years) to Monzo and I never realised how far behind the times Halifax was. Would never go back! Reviewed on: 14th January 2019
Chris's avatar
Chris

The best bank.... in the World. Probably.

5
Cannot fault Monzo. A breath of fresh air in the haze of stale legacy bank ooze. Reviewed on: 14th January 2019
Dominic Kelly's avatar
Dominic Kelly

Stress free banking

5
Finally, an easy to use bank! Flawless customer service, we'll integrated services and faultless transactions. Reviewed on: 14th January 2019
Rory partridge 's avatar
Rory partridge

great app and customer service

5
the app is a pleasure to use and the customer service is 1st class. Unlike my previous bank, who will not be named, I don't dread the thought of having to contact Monzo's customer service. Reviewed on: 14th January 2019
olu's avatar
olu

The best current account experience going

5
Have taken a truly customer centric mindset in building in a bank fit for the future. Transparency at every step. Great app and experience. Never let me down from day 1 and future features are 10 years ahead of any high street bank. Reviewed on: 14th January 2019
Tom Harries's avatar
Tom Harries

It simply awesome

5
Monzo has been all the way amazing since on boarding through paying bills, sharing drinks and so on Reviewed on: 14th January 2019
Arvind Yadav's avatar
Arvind Yadav

The way it should be

5
Monzo makes banking fun. Easy to use, simple to see what you’re spending, great budgeting aid Reviewed on: 14th January 2019
Tyler Roberts's avatar
Tyler Roberts

The way banking should be.

5
Customer service is on point. Any issues you need are sorted with a quick online chat usually. Perfect for seeing where your money goes, piggy banks for rounding up spare change that grows quickly. Reviewed on: 14th January 2019
Charly Marritt's avatar
Charly Marritt

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