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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Awesome service

Incorporates everything you need from a bank without a branch! What a brilliant service. Couldn’t ask for much more. Reviewed on: 15th January 2019

Monzo changed my relationship with banking

I never thought I would be someone who votes for companies in their industry awards, and yet I want to do it with Monzo. What Monzo are doing within banking is nothing short of incredible. Their app is great and the features they add are super helpful - and added almost weekly. The app just keeps getting better and on top of that, Monzo the company have been incredible too. From great customer service to their taking a stand against gambling and transphobia, they are truly the company of the future and I hope they force other companies to really look at how they're doing business. I truly hope they continue to succeed. Reviewed on: 15th January 2019

Excellent all round! Modern Bank

I've been with Monzo from the start. It really is like no other bank. Their app is so easy to use it makes banking a pleasure. From little things like spending notifications to the compatibility with IFTTT, there's tons of useful features! Reviewed on: 15th January 2019

Brilliant bank that helps me budget

I've been using Monzo for over a year now and it is easiest way for me to save and budget. Not only can I have multiple pots to separate my money, I get stats and facts on my spending habits. Reviewed on: 15th January 2019

Great user experience

Simple and quite intuitive UI. Has bill splitting and shared tabs which are both great ways to share expenses after going out with friends. Love the effort the company puts to cater for users requirements and preferences and the overall transparency! Reviewed on: 15th January 2019

Absolutely love Monzo

As soon as I opened my Monzo account I hardly used my other bank. Monzo loves their customers and they are so cheerful. The app is so easy to use and has features that most other banks don’t have. Reviewed on: 15th January 2019

Innovative

This Bank is everything I want in a bank, easy to use, customer oriented, new fresh ideas and a customer service second to none. I particularly like the pots idea which I have noticed other Banks trying to copy. I trust this Bank Reviewed on: 15th January 2019

Great

Amazingly perfect never had any issues Reviewed on: 15th January 2019

Perfect

Never had any issues pathing the way In banking Reviewed on: 15th January 2019

Amazing

Only been fantastic never had any issues really pathing the way in the banking world Reviewed on: 15th January 2019

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